My DH and I got married and wanted to maintain the same lifestyle we had living under our upper middle class parents protection. However, we didn't have the income they did. We spent more than we made for 12 years. Never late on a payment though. We eventually ended up with $48,000 in credit card debt, $8,000
car loans, $36,000 in student loans, and a $130k mortgage. In 2006, we sold ...