Thanks for the replies, I will try and answer the questions you have asked 1, Other travel is for my sons
bus fares to college. 2, My wifes income is totally from benefits, should I also put my income in her SOA? Or is this total both my wifes and mine added together? and included in both. 3, Life Assurance, can be cancelled, but can we open new ones when we have been declared BR?...