In Chapter 6 of Nyce (Personal Insurance), there is the example at the end of the chapter (starting on 6.32) where there are several instances of damages at two insured's party they throw at their house. A court awards $90,000 in damages for the insured's serving bad
potato salad (yuck), a guest is bitten by the family dog resulting in $3,950 of medical costs, and finally the insured's son hit a ...