Hi, I'm new to property. Would like some advise as per topic. Currently I've offered for a house at Rm200k but the value is Rm250k. The thing is i want to take Rm250k loan. How do I go about getting a 250k loan? The extra 50k I'd like to do some reno or have the
cash in hand for other purposes. I'm currently dealing with agent, not sure if owner knows the pricing is Rm250k,...