QUOTE (FonzieSpook @ Nov 23 2009, 04:57 PM) QUOTE (
Uncle Leo @ Nov 23 2009, 03:05 AM) Is the FICO score patented or a trade secret? Or neither? Cannot be both I guess because if it's patented, it's got to be made public I'd say. As I understand it, the formula would be public knowledge of patented, but only exclusive for a limited time... 17 years, IIRC. A trade ...