For those who are seeking safety, peace of mind, and want to stash some cash for a rainy day, I suggest the following. Wachovia, soon to be Citibank or Wells Fargo whenever they make up their minds, has a one-year CDs paying 4.3% APY. Washington Mutual's banking operation is being bought by J.P.
Morgan Chase. Wamu has an online one-year CD paying 5.0% APY. I know those are available for ...