Thread: sky trying to taking payment after bill already paid
Started 1 month, 2 weeks ago by CuBz09
usually sky try taking the money out of the bank earlier than the due date which is usually before my wages go in so i end up getting a bank charge. This time i paid it early with my debit card to avoid this happening but they still tried taking it out even tho i already paid. i'v tried to stop this by ringing sky up but they will not do anyrhing. my bank said sky is ...
If you are not running low on money and it has not caused a problem, leave it and it will appear on your account as a credit, meaning you should not have to pay anything next month.
You can change the day of the month that Sky take the money, if paid by Direct Debit, on the Sky website.
Sounds like you didn't notify Sky or didn't give them enough time to modify the payment. Payments are usually initiated several days in advance so if you're going to pre-empt it manually you need to do so before then. You should also inform Sky that you've done that - it will take time for their systems to respond to a manual payment.
I suggest you talk to Sky about moving...
Andrue is correct. 14 days before your payment due date the process begins to get the money from your account. So it doesn't matter if you make a payment over the phone, if it's within this 14 day period the money will still be applied for regardless of what your current balance is.
To be fair to yourself, the Sky CS agent should have pointed this out when you asked to ...
Quote:
Originally Posted by Red Arrow
To be fair to yourself, the Sky CS agent should have pointed this out when you asked to make the payment (I'm assuming you did this over the phone here).
That's a point I overlooked. Yes, it'd be remiss of Sky if they didn't mention that.
If you were paying within 14 days of your DD due date, you should've cancelled the DD. As previously stated, you can register with My Sky and shift your DD date back a few days so that your wages hit the bank before paying Sky.
The due date is the 4th of every month. I get my wages on the 28th of every month. But sky always try taking the money out before the 28th, this isn't right is it?
As far as I am aware (without reading DD small print) A DD can be taken whenever the recipient wants it regardless of what date it normally goes out. If I'm wrong, I'm sure someone will correct me. Register your account at My Sky and it will say when they expect to take the cash.
From the financial ombudsmen website:
direct debits are:
customers authority for beneficiaries to claim payments (variable in amount and frequency) from the customers accounts; and
customers instructions to their bank to allow the taking of those payments.
A standing order requires the customers bank to send the money. A direct debit requires the...
They never call back. As post #2 states, if you're not short of cash you'll be in credit so won't need to pay next month. I am not sure what Sky CS could of done when you called to pay except advise you that they couldn't stop the DD going through. It would of needed to be cancelled altogether. When your bill is finalised 14 days before it's due, sky apply for the DD for that amount and it cannot be changed. In the...
Quote: Originally Posted by 'Oaks Addict Becuase she obviously wasn't told to cancel her dd which she should have been so she writes to our cust rels and she should get her bank charges credited back to her I'm with you now, makes sense.
Quote: Originally Posted by Red Arrow To be fair to yourself, the Sky CS agent should have pointed this out when you asked to make the payment (I'm assuming you did this over the phone here). That's a point I overlooked. Yes, it'd be remiss of Sky if they didn't mention that.
The due date is the 4th of every month. I get my wages on the 28th of every month. But sky always try taking the money out before the 28th, this isn't right is it?
well anyway, i rang sky yesterday again, and the women i spoke to said that the direct debit should not have been took out because i had already paid it, so said she would give me a call but i waited all day today and still not had a call, so i will call them tommorrow if they dont call me
Quote: Originally Posted by Red Arrow Why write to Sky? It's already been explained why this has happened. Becuase she obviously wasn't told to cancel her dd which she should have been so she writes to our cust rels and she should get her bank charges credited back to her
If you are not running low on money and it has not caused a problem, leave it and it will appear on your account as a credit, meaning you should not have to pay anything next month. You can change the day of the month that Sky take the money, if paid by Direct Debit, on the Sky website.
I used to get a lot of this with BT and always used to call the bank the morning the DD had left the account and get them to recall it, the money was then put back into my account instantly. I dont know if it makes a difference but that was with LloydsTSB, saves any charges from the banks. Last time I done it was about a year ago.
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02:41 PM August 15, 2008
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