Thread: State Pension Forecast-Contracted Out

Hi, I just applied for an Online State Pension Forecast. At the bottom of the forecast it says "Our records show that you are paying into another pension scheme instead of the State Second Pension" The last time I was paying into a PP scheme where I was contracted out was 1996. Since then I have been unemployed for a short time and receiving JSA, I have been self-employed and have had 3 different Jobs paying full NI. How can...

Quote: Originally Posted by jameswilliams How can the Pension Service think that I am still contracted out, and if so, where have they been paying my contracted out contributions, as they havn't been paying them into my PP. Suggest you ask them, though it may all become apparent when the forecast arrives.

Quote: How can the Pension Service think that I am still contracted out, Because you probably never did contract back in. Quote: if so, where have they been paying my contracted out contributions, as they havn't been paying them into my PP. You have either been unemployed or self employed. In both cases, no contracted out rebates are paid. Whilst you do get some credit by being signed on, you dont get any whilst you are self employed....

if you didnt complete a CA1543 in 1996, your PP would remain open. No rebates would be paid for your periods self employed, or unemployed, but rebates would start to be paid again when you recommence full NI paid work.