Thread: HELP with possible Statutory Demand from RED
Started 1 month, 2 weeks ago by Azuma
hey guys,
i'm still having a nightmare with RED/Hampton/Lowell (Sigh)...
Basically i recieved a letter from Lowell stating i owed them for a debt i can barely remember, i'm pretty sure it's SB'd but they "say" it isn't, the old "attempted payment was made" came out from their lying mouths! i sent them a letter saying it was SB'd, they didn't provide any evidence that it isn't, just a ...
interesting, although isn't this just a delay tactic? unless of course they
do not have an enforceable CCA i suppose... do you have a template at all
PGH? and do i need to send it by recorded delivery etc?
The Consumer Forums - Debt collectors
template 8
cost £1 send it recorded with a postal order, do not sign the letter, they then have 12+2 days to comply, after that it is in dispute and they cannot attempt collection in any guise SignGuard Digital Signature Strip Are you worried that your signature might be copied onto some other document?...
and if by some miracle they stump up something post it up for people to check it out. the if it is kosher you Subject Access Request them for all statements to see when the last attempted payment was made and by whom, that add another forty days.
on top of all letters put
I do not recognise or acknowldge any alledge debt Subject Access Request A ...
nice one, much appreciated, what do you think the chances are of them having an enforceable CCA? i suppose it's better to send them the CCA request rather than have them slap a SD on me
cool, i think the original year it was taken out was like 2001, if its for a loan what is the code? s.77 / s.78 etc? and what is the code for a credit card / overdraft ? so i can amend the letter thanks Are you letting your bank keep your money Are you giving away thousands of pounds??
Many people aren't claiming all of the money they are entitled ...
thanks for the responses guys, i'm still waiting for a response, but i will post up whatever crud they send me - i would enjoy seeing them squirm in court though lol (that is if they even turned up)... thanks again people!!
42Man, they didnt say that he had made a payment, they said he had attempted a payment. I fail to see how an attempted payment can be recorded in any form. I have now seen several posts where Lowells have claimed this as a get out from the statute barred defence. Perhaps we need to be looking at a way of taking them to task over this. I know that some posters have successfully challenged this by quoting the fraud act and asking for proof....
If it's any comfort I had the threat of an SD in October giving me ten days to offer payment so I CCa'd them.It's now a month on and a few days ago I received a full and final settlement letter - no CCA though. Lowell crawls from under their stone again I know the debt is getting close to being statute barred so it seems we are at about the same stage - I'll watch the thread with interest . Statute barred In principle, a...
Clownells cannot go anywhere with this so called ''Attempted '' Payment. The debt has to be acknowledged in WRITING or by a payment. An attempted payment does NOT count. Its a figment of their imagination just like their imaginary ''Licensed Field Agents'' They arent called the Leeds Losers for nothing. If they are foolish enough to take this any further you can look forward to a huge payout FROM them
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