Quote:
Originally Posted by jor el
All banks and credit cards charge commission on foreign exchanges.
I never had it before with 3v. I looked back through old purchases and there is no money taken only what i paid mostly to uk sites. Is uk a foreign exchange?
Paid sterling today but think their head office is ...
Quote:
Originally Posted by jor el
£ Vs , different currency requires exchange.
Strange i was never charged before and was not charged on a purchase i made after posting this
No you were charged it before and so was I and everyone else.
There was some new law or directive or some crap that came in that forced 3V to show this charge whereas before they didn't and you just got charged it anyways! It's an absolute pain in the hole.
Apparently as per Visa's rule you get charged 1.75% on a currency exchange.
So when you're doing your conversion add on 1.75...
Thanks for the reply
Quote:
Originally Posted by Alan Rouge
No you were charged it before and so was I and everyone else.
There was some new law or directive or some crap that came in that forced 3V to show this charge whereas before they didn't and you just got charged it anyways! It's an absolute pain in the hole.
Apparently ...
I somehow ended up with a negative value on a voucher due to this fx charge?
Date - Intial Balance - Current Balance - Voucher Status
02/11 - €260 - €-0.78 - ACTIVE
It doesn't affect me because both orders have been shipped...but how does it end up with a minus figure on the voucher?
Quote:
Originally Posted by nitromaster
I somehow ended up with a negative value on a voucher due to this fx charge?
Date - Intial Balance - Current Balance - Voucher Status
02/11 - €260 - €-0.78 - ACTIVE
It doesn't affect me because both orders have been shipped...but how does it end up with a minus figure on the voucher?...
Quote: Originally Posted by Alan Rouge I think it's the conversion that is on the day and then it's the 1.75% that's added on to the Euro amount I'd assume. On some DVD retail websites that have a separate Euro pricing to their sterling price, the conversion is always backward and a few years old so you get a bit ripped off! I suppose it'd be great if 3V and Visa stuck to the Xe.com conversion but the Visa one is...
Quote: Originally Posted by KC JONES The commission cost is dependent on the day it is deducted and no one knows that according to 3v I think it's the conversion that is on the day and then it's the 1.75% that's added on to the Euro amount I'd assume. On some DVD retail websites that have a separate Euro pricing to their sterling price, the conversion is always backward and a few years old so you get a bit ripped off! I...
Quote: Originally Posted by KC JONES +1 you also have to allow for fx which no one knows how much it is. If someone has a small amount left there may not be anything at that price Pre-auth only applies in some cases, and exchange rates only apply to non-euro transactions. Either way, none of that is 3V's problem, and it's not up to them to make sure you spend all the money on the voucher, it's up to you. They don't make...
Quote: Originally Posted by KC JONES Is this available to all ages or just youth? 16+ I think. More info about them here http://www.visaeurope.com/personal/y...id/prepaid.jsp Quote: Originally Posted by jor el Not really. If you don't spend it, transfer it, or withdraw it, then 3V keep whatever is left when the voucher expires. That's just it - if I did transfer it, I'd end up loosing money. 3V's fee's are an absolute...
Quote: Originally Posted by KC JONES some charity i tried would not take less than i think it was 10 euro. i would be happy if one could pick a charity and 3v pass on any few cents left at no fee to anyone. Hate leaving them any raher go into negative balance and see them come after me for it. i would charge them 2.50 to process their claim Try svp.ie then. They used to take any amount from me but it's been a while since I donated...
If you don't want to have tiny amounts left on a Voucher that you can't spend after you've finished using it, buy a bigger Voucher. It's easier to spend €12.34 than it is to spend €2.34. €20 Vouchers have no surcharge, €30 to €100 have €2.50 and €110+ cost €5 so you're not going to pay extra charges if you buy a €60 instead of a...
I somehow ended up with a negative value on a voucher due to this fx charge? Date - Intial Balance - Current Balance - Voucher Status 02/11 - €260 - €-0.78 - ACTIVE It doesn't affect me because both orders have been shipped...but how does it end up with a minus figure on the voucher?
The following was in an email sent by 3V today: Quote: Foreign exchange commission was previously included in the transaction amount. It is now displayed separately on the transaction history screen. Is it just that the OP is not used to seeing it listed separately?
I wonder if 3v would be interested in introducing some alternative way to subtract the FX commission. Lets say this.... they offer us the ability to transfer any remaining funds under 2.50, free of charge, into a seperate area of our accounts, which they could dip into in order to pay the FX fees. This would mean we would only have to worry about the price of the goods we were buying. Of course, on our statements they would still tell us...
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