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Thread: A fresh start

Started 5 months, 3 weeks ago by Seaxwyn
Hello DFW friends Here is the long-promised new diary. I?ve had a diary on MSE since January 2007: My old diary In the first year, I worked hard, focussed obsessively, and reduced my debt by 13 grand. After that, my focus slipped, tax bills caught up with me, and my debt seesawed up and down, so 18 months on it?s barely 2k less than it was in January 08. The fact that it has reduced ...
Site: www.moneysavingexpert.com  www.moneysavingexpert.com - site profile
Forum: Debt Free Diaries: Trial Board  Debt Free Diaries: Trial Board - forum profile
Total authors: 24 authors
Total thread posts: 337 posts
Thread activity: 108 new posts during last week
Domain info for: moneysavingexpert.com

Other posts in this thread:

boredofbeingathome replied 5 months, 3 weeks ago
Congrats on your new diary Seaxwyn. I am sure it will be as riveting a read as the last one and you will get there.

lucielle replied 5 months, 3 weeks ago
Yay, shiny new diary. Onwards and downwards to the debt. L

kissjenn replied 5 months, 3 weeks ago
Hi Seaxwyn, Welcome back. It's been very quiet without you. How is OH - is he back teaching again? KJ

hypno06 replied 5 months, 3 weeks ago
The debt may not have gone down as much as you might like - but it HAS gone down. In years gone by, it may well have gone UP. So progress really has been made Do you feel more in control of things now you have an element of "guaranteed" income from the employed work? And once you have paid the ?1300 tax this month, is that your big bill cleared, or do you still have some to pay? I'm ...

taxi73 replied 5 months, 3 weeks ago
Happy new diary and I second Hypno above.

Seaxwyn replied 5 months, 3 weeks ago
Thanks everyone. Is OH teaching again? That's a big question. He has been booked for 2 days this week but has no contract for them, so he is bravely refusing to go until he has assurance he will be paid. The payment problems have escalated - in May he got nothing, in June he got paid for 13 of the 44 hours he was contracted for, never mind the 88 plus he actually worked. This is our ...

taxi73 replied 5 months, 3 weeks ago
The holiday sounds wonderful...really idyllic . Chiucago would be nice as well..you are lucky there..lol. That college is so irresponsible...can't believe how they muck him about.

lucielle replied 5 months, 3 weeks ago
I hope the holiday is brill. When do you go. I've always fancied Tuscany for some reason. L

Seaxwyn replied 5 months, 3 weeks ago
We go on 18 August for two weeks. I've been to Tuscany, it is lovely. The place we're going to is in Liguria, I will have to get a guidebook out of the library because I know next to nothing about it.

SarahNeedle1872 replied 5 months, 3 weeks ago
Hiya Seax, happy new diary! Dont usually post, but always follow! Sx

 

Top contributing authors

Name
Posts
Seaxwyn
115
user's latest post:
A fresh start - Page 17 -...
Published (2010-01-01 12:46:00)
It's 2010! Hooray! My debt today is £241.96 MORE than it was on 1 January 2009. But never mind! This year it WILL go down. I have enough money in my current account to pay my tax bill so this will be the first January ever when I don't have to borrow. Since starting on MSE three years ago I have reduced my debt by about £17,500 BUT that has been entirely due to loan payments. The amount on credit cards has actually increased by...
hypno06
52
user's latest post:
A fresh start - Page 17 -...
Published (2009-12-31 18:14:00)
Happy New Year, Seaxwyn. I hope 2010 brings you and yours everything that you wish for and that life runs smoothly for you all! My house too is reasonably tidy - mind you, I have been working at it all week......and it is still only "reasonably" tidy Still, that is a significant improvement on its usual state!
taxi73
46
user's latest post:
A fresh start - Page 17 -...
Published (2010-01-01 01:36:00)
Happy New Year Seaxwyn xx
Karmacat
24
user's latest post:
A fresh start - Page 12 -...
Published (2009-11-17 08:23:00)
As you say, Seaxwyn, you're doing the best you can - just keep doing a bit every day (and give yourself a little bit of you-time, even if its only 5mins - thats what I'm doing on here, btw).
lucielle
20
user's latest post:
A fresh start - Page 16 -...
Published (2009-12-24 19:40:00)
Happy Christmas Seax, hope you have a lovely time L
kissjenn
16
user's latest post:
A fresh start - Page 17 -...
Published (2009-12-31 17:38:00)
Oddly enough twas me http://forums.moneysavingexpert.com/...&postcount=247
buddiebabe
12
user's latest post:
A fresh start - Page 16 -...
Published (2009-12-25 20:40:00)
Hey Seaxwyn Merry Christmas Hope you are having a good day and that santa has been good to you all and that the turkey has managed to feed everyone with plenty of left overs Buddiebabe x
chevalier
9
user's latest post:
A fresh start - Page 16 -...
Published (2009-12-31 10:01:00)
taxi said the same thing as i thought, it is a decent wage. and you can BUDGET with it . did you get any job seekers through yet for other half, or is that a pigs might fly situation with the dole office! chev
Sea78
7
user's latest post:
A fresh start - Page 16 -...
Published (2009-12-26 09:45:00)
Hey hun! Hope the Christmas cheer reamins with you today Bring on New Years! Sea xxx
EssexHebridean
5
user's latest post:
A fresh start - Page 15 -...
Published (2009-12-22 20:45:00)
Your poor OH has been going through it hasn't he Seax - like Hypno says though that must be the bad luck done and dusted so bring on the good stuff instead! Hope his ribs are on the mend soon.

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