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Amex Opening Credit Limit | Thread profile

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Title: Amex Opening Credit Limit
Site: CreditBoards  CreditBoards - site profile
Forum: Creditboards Main Forums   Creditboards Main Forums   - forum profile
Total authors: 17 authors
Total thread posts: 22 posts
Thread activity: no new posts during last week
Domain info for: creditboards.com

Thread posts in Amex Opening Credit Limit:

1. 
Started 2 years, 10 months ago (2006-08-29 17:49:00)  by Zonker
Hi. A good friend of mine applied today and was approved for the Amex Blue.She has a 742 Fico score on all 3 reports, no baddies and a long credithistory. Why such a measley opening credit limit? Her other credit limitsare 5 times that.I started out with 2k too when I got my first Amex, but my FICO was only714 at the time and I had a shorter credit history.Is it their protocol to start out with ...
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2. 
Started 2 years, 10 months ago (2006-08-29 17:53:00)  by markourn1
QUOTE(Zonker @ Aug 29 2006, 06:49 PM) *Hi. A good friend of mine applied today and was approved for the Amex Blue.She has a 742 Fico score on all 3 reports, no baddies and a long credithistory. Why such a measley opening credit limit? Her other credit limitsare 5 times that.I started out with 2k too when I got my first Amex, but my FICO was only714 at the time and I had a shorter credit history....
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3. 
Started 2 years, 10 months ago (2006-08-29 17:55:00)  by karmapolice76
My score was only 650 ish and I got a 5000 opening limit on my Starwood inmarch. That one is now over 16000. I just got Delta Gold(with EQ of 674)which I converted to Blue last night. It was $2000.00. I hit the LUV buttonand it was upped to $4000.00.I find Amex to be the best with credit lines. My highest tradeline wasBloomingdales and Neiman marcus at $2500.00. And my highest Visa/MC wasHooters ...
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4. 
Started 2 years, 10 months ago (2006-08-29 20:55:00)  by pksdpt
My AMEX Delta Skymiles opened in May with a $1000 limit.It is now $9900 from luv button pre-approved CLIs only.It won't take long to get some CLIs from AMEX unless my experience isunusual.--------------------You only have to win one round in this battle. They have to win everysingle time. The only way they win is if you quit. Quixote.
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5. 
Started 2 years, 10 months ago (2006-08-29 21:20:00)  by LadyT
I wouldn't worry too much about a low starting CL...I started with Delta inMarch at $2000, and am now at $19200 just from the luv button.Last month, I applied for Clear and received $10000.--------------------It's better to be hated for who you are than be loved for who you're not.~Van ZantIPB Image
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6. 
Started 2 years, 10 months ago (2006-08-29 21:27:00)  by TXChap7Guy
We just got Blue Sky 7/31 and Starwood 8/5. Both approved for intial CL of$2000. WIfe's scores in mid 600s.When does the "LUV" button start working. What's the trick to it?
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7. 
Started 2 years, 10 months ago (2006-08-29 21:36:00)  by Brad J
delta gave me 1K and starwood gave me 2k as starting limits. So, Itransferred the CL and closed them. That is a clear as day signal that Ireached the max. No more amex cards for me--------------------IPB Image IPB Image
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8. 
Started 2 years, 10 months ago (2006-08-29 21:47:00)  by Sunday
No, I got 23K and it was my first Amex card.--------------------TU 764 FICOEQ 768 FICOEX 770 FICO
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9. 
Started 2 years, 10 months ago (2006-08-29 21:57:00)  by blondimom
I started with a score in the mid 600's and got Delta with a $1000 CL. Thatwas in February-I converted to Blue Cash and my CL is now at $8100. I thinkI'll be getting some luv over the weekend. I usually get it a few daysafter my statement closes each month.--------------------FICO's1/11/2006 EX-622 EQ-624 TU-6374/7/2006 EX-648 EQ-663 TU-675Never underestimate the power of confidence. And never ...
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10. 
Started 2 years, 10 months ago (2006-08-29 22:06:00)  by lsacto
I just applied for a AMEX Delta Skypoints and Blue Cash, and they gave me2300 on the sky points and 2700 on the blue cash.The Day I received the skypoints I asked for a CLI, but the woman startedthe "FORM" Questians so I backed off, (Remembering all that my CB FriendsTaught Me.)When I received the Blue card 3 days later, I activated it but didnt askfor a CLIThat Night I checked the Luv button ...
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Top contributing authors for Amex Opening Credit Limit

Name
Posts
TXChap7Guy
3
user's latest post:
Amex Opening Credit Limit
Published (2006-08-29 22:40:00)
QUOTE(Kona @ Aug 29 2006, 10:26 PM) *QUOTE(TXChap7Guy @ Aug 29 2006, 11:15 PM) *QUOTE(lsacto @ Aug 29 2006, 10:06 PM) *I just applied for a AMEX Delta Skypoints and Blue Cash, and they gave me2300 on the sky points and 2700 on the blue cash.The Day I received the skypoints I asked for a CLI, but the woman startedthe "FORM" Questians so I backed off, (Remembering all that my CB FriendsTaught Me.)When I received the Blue card 3 days...
Zonker
2
user's latest post:
Amex Opening Credit Limit
Published (2006-08-30 11:15:00)
Just wanted to thank everyone for their responses. smile.gifI recommended to her that she should ask for a CLI upon activation.I wonder if income perhaps has an impact into an initial credit line. Iknow it does when they determine the maximum exposure the c.c will allowfor a customer, but for the opening CL I have to guess that income plays apart even then.
Kona
2
user's latest post:
Amex Opening Credit Limit
Published (2006-08-29 22:26:00)
QUOTE(TXChap7Guy @ Aug 29 2006, 11:15 PM) *QUOTE(lsacto @ Aug 29 2006, 10:06 PM) *I just applied for a AMEX Delta Skypoints and Blue Cash, and they gave me2300 on the sky points and 2700 on the blue cash.The Day I received the skypoints I asked for a CLI, but the woman startedthe "FORM" Questians so I backed off, (Remembering all that my CB FriendsTaught Me.)When I received the Blue card 3 days later, I activated it but didnt askfor...
pksdpt
2
user's latest post:
Amex Opening Credit Limit
Published (2006-08-31 20:21:00)
QUOTE(AmazonUSA @ Aug 30 2006, 07:58 AM) *QUOTE(pksdpt @ Aug 29 2006, 09:55 PM) *My AMEX Delta Skymiles opened in May with a $1000 limit.It is now $9900 from luv button pre-approved CLIs only.It won't take long to get some CLIs from AMEX unless my experience isunusual.I started with a 3600 limit on the Amex Delta Skymiles. Is yours reportingyour limit???Kinda sorta.All three CRAs report a limit but all are different and none are the up...
GEORGE
1
user's latest post:
Amex Opening Credit Limit
Published (2006-08-29 22:08:00)
$15,500 was my first AMEX BLUE (not cash)MY LAST 4 WERE...$25,000 X 3THEN $2,000--------------------GEORGEHOMEWORK SUPERVISORF.I.C.O. DRUG DETOX MANAGERPERSONAL ATTACKS...INTOLERANT IDIOT--HARD ASS--SNOB--WRONG AND VERYNAIVE--BORING--SHALLOW--GRUMPY OLD FART--INFANTILE--FRUITCAKE--RUDE AND IGNORANTI DON'T EVEN HAVE A JOB...I'M A BUMI DON'T KNOW ABOUT YOU...BUT F.I.C.O. DOESN'T PAY MY BILLS!!!IT IS NOT MY JOB TO DO YOUR...
markourn1
1
user's latest post:
Amex Opening Credit Limit
Published (2006-08-29 17:53:00)
QUOTE(Zonker @ Aug 29 2006, 06:49 PM) *Hi. A good friend of mine applied today and was approved for the Amex Blue.She has a 742 Fico score on all 3 reports, no baddies and a long credithistory. Why such a measley opening credit limit? Her other credit limitsare 5 times that.I started out with 2k too when I got my first Amex, but my FICO was only714 at the time and I had a shorter credit history.Is it their protocol to start out with 2k no...
Itchiee
1
user's latest post:
Amex Opening Credit Limit
Published (2006-08-30 07:11:00)
Amex Blue 2100 -> 5000 (2 months)Amex Hilton 5000 -> 7400 (after activation)Generous.......--------------------Trying to rebuild, one point at a time........Now Playing:Experian - 684 | Equifax - 705 | TransUnion - 705COTM: American Express Hilton HHonors
karmapolice76
1
user's latest post:
Amex Opening Credit Limit
Published (2006-08-29 17:55:00)
My score was only 650 ish and I got a 5000 opening limit on my Starwood inmarch. That one is now over 16000. I just got Delta Gold(with EQ of 674)which I converted to Blue last night. It was $2000.00. I hit the LUV buttonand it was upped to $4000.00.I find Amex to be the best with credit lines. My highest tradeline wasBloomingdales and Neiman marcus at $2500.00. And my highest Visa/MC wasHooters at $1000.00Although I now have a Chase Disney...
AmazonUSA
1
user's latest post:
Amex Opening Credit Limit
Published (2006-08-30 07:58:00)
QUOTE(pksdpt @ Aug 29 2006, 09:55 PM) *My AMEX Delta Skymiles opened in May with a $1000 limit.It is now $9900 from luv button pre-approved CLIs only.It won't take long to get some CLIs from AMEX unless my experience isunusual.I started with a 3600 limit on the Amex Delta Skymiles. Is yours reportingyour limit???--------------------FICO (8/23/06): TU 597, EX 644, EQ 627Pre CB:Cap One (2 Visa's / 1 MC) Total of 2800 CLAfter CB:March...
shartreuse
1
user's latest post:
Amex Opening Credit Limit
Published (2006-08-30 09:48:00)
why does Amex keep tempting me with the blue cash? I just got One and Delta(2.5K) starting. I think I'm going to pay off "one" and close it. They gaveme a little love the night I activated the card.Amex just keeps on with the blue cash "apply" button on the top of my othertwo accounts. it's like the beacon...i have to resist but dang I want toapply!!!