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The Consumer Forums - www.consumeractiongroup.co.uk | Site profile
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Site profile page for http://www.consumeractiongroup.co.uk.
This report page has aggregated and summarized the online discussions from the Message Board located at http://www.consumeractiongroup.co.uk.
This site profile page outlines general site statistics such as: Users Activity, Site Activity, Site Rank, and Top Authors, which are reported in either a table or graph below for a given reporting time period.
Additional site profile information for http://www.consumeractiongroup.co.uk is also shown in the following divisions:
1) Top 10 Active Forums during Last Week
2) Top 10 Site Forums
3) Latest Active Threads
4) Hot Threads for Last Week
Warning: These statistics are generated using 'best efforts' and can experience delays and reporting errors at times. Please note that such statistics do not constitute a site's popularity and/or exact posting volumes at any given reporting period.
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Posting activity table on The Consumer Forums:
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Week
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Month
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3 Months
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Threads:
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3,745
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14,324
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40,692
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Post:
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12,960
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50,942
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146,986
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BoardReader Authority Badge code for The Consumer Forums (http://www.consumeractiongroup.co.uk)
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Put this code anywhere on your forum page:
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Rating - The position measured by activity among all forum sites tracked by BoardReader.
If rating is 10 there are 9 forum sites which have higher activity.
Posts - Number of posts on forum site during last 7 days.
Threads - Number of threads on forum site active during last 7 days.
Authors - Number of authors which contributed to the site within last 7 days.
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The Consumer Forums posting activity graph:
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http://www.consumeractiongroup.co.uk Alexa graph:
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Top authors on The Consumer Forums during last week:
user's latest post:
SORN defence options.
Published (2009-11-19 13:00:00)
Interesting one about the wheels. You may be antagonizing them in going for the 1k fine rather than the 40 quid and back tax. Naturally there is a presumption of innocence in the removal of the wheels - perhaps some bloke down the road took them and you didn't think is was worth bothering the Police with
user's latest post:
Link - Debt 'sold'...
Published (2009-11-18 18:44:00)
Good Grief Magda, don't say they have resurected the claim, again!?
user's latest post:
Help with contractors
Published (2009-11-19 22:58:00)
As chesham says - providing they make good the damage to your goods, that is a positive outcome. Trey to extract more for stress and the like is given short shrift, and you will be seen as simply attempting to capitalise on the problem to your financial agvantage.
user's latest post:
Barclays Reserve And Jobseekers...
Published (2009-11-19 15:10:00)
Yes, all collection activity should be suspended until the issue of bank charges is resolved (announcement due next week, I hear). Write to the DCA saying that, if they contact you again while the issue of charges is in dispute, they will be reported for breach of the FSA Waiver and breach of the OFT Debt Collection Guidelines. Debt collection library Follow this link to our debt collection library. This library contains templates and advice...
user's latest post:
MBNA CCA is this enforcable
Published (2009-11-19 14:56:00)
As it contains all the prescribed terms then it would be enforceable. Have a look at these links which may help you understand the enforceabilty of the paperwork (courtesy of 42man & steven4064) - Is My Agreement Enforceable - Useful Consumer Credit Agreements Also, have look at the link below - http://www.consumerforums.com/resour...lication-forms
user's latest post:
Re: Ruthbridge
Published (2009-11-19 17:48:00)
Ruthbridge are well known for chasing debts that are statute barred i.e either there is a payment gap of at least 6 years (5 in Scotland) where no money has been paid (even if you have paid recently) or if you have not paid anything towards the debt in the last 6 years .....once you state that you have no intention of paying towards a debt that is statute barred then they have to stop harrassing you - The Consumer Forums - Debt collectors...
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Top 10 active forums on The Consumer Forums during last week:
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Top 10 forums on The Consumer Forums:
Debt Collection Industry
- 152,118 posts
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Legal Issues
- 81,044 posts
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General Debt Issues
- 46,705 posts
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Parking / Traffic Offences
- 38,050 posts
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General Consumer Issues
- 29,643 posts
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Bailiffs and Sheriff Officers
- 28,129 posts
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The Bear Garden
- 24,353 posts
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Payment Protection Insurance (PPI)
- 20,401 posts
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Mortgages and Secured Loans
- 19,288 posts
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Employment Problems
- 18,409 posts
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Latest active threads on The Consumer Forums:
Started 12 months ago (2008-11-26 01:33:00)
by thekat1979
Phoenix Recoveries - via Bryan Carter
Started 21 hours, 21 minutes ago (2009-11-20 19:18:00)
by Craftygirl42
I am not an expert, but know that those that can help, like to see what the Particulars of Claim are. So if you can add those to this thread, it will help when someone in the know comes along.
You will also need to get the CPR letter off to them to try and get them to disclose their documentation, but dont hold your breath to get a reply. Again I am sure someone will come along with the link ...
Started 1 year ago (2008-11-17 21:37:00)
by cashins
Started 19 hours, 53 minutes ago (2009-11-20 20:46:00)
by cerberusalert
Quote:
are they trying a scam on me?
Unless the CCJ specifically states that interest can be added, then yes they are trying to scam you. Are you letting your bank keep your money Are you giving away thousands of pounds??
Many people aren't claiming all of the money they are entitled to when they make their bank ...
Started 1 month ago (2009-10-16 20:58:00)
by cerberusalert
Post moved to legal forum
Started 10 months, 1 week ago (2009-01-16 17:39:00)
by cerberusalert
Enough of playing the 'nice guy' with these idiots. They've had their pound of flesh now it's time for you to flex your muscles back at them. First thing is to send them a CCA request, I bet you anything what you receive back is unenforcable, particularly with the account being so old. Send the following to your *new friend*; Dear Sir/Madam
Re:- Account No: XXXXXXXX/Your Reference Number...
Started 1 week, 4 days ago (2009-11-09 19:43:00)
by Craftygirl42
I am not an expert, but have you had a default notice and a notice of assigment too.
The default notice is important and you can defend a case on this alone if its non compliant or they cant provide one
Started 19 hours, 9 minutes ago (2009-11-20 21:30:00)
by pompeyfaith
Thanks for this very useful to me indeed as I am right now bringing proceedings for contempt of court and professional neglegence.
PF
Started 6 months, 2 weeks ago (2009-05-05 21:23:00)
by Rippedoff2008
One of my cats having a chat with me...
Started 2 months ago (2009-09-16 21:10:00)
by trumpetmaest
Here is the MSDW/Goldfish application form they sent me in relation to the other disputed account Disputed account materials Follow this link to our library of materials to help you try to deal with the problems of defaults on disputed accounts.
It is contrary to Information Commissioner guidelines and also contrary to the banking code to ...
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Hot threads for last week on The Consumer Forums:
Started 11 months, 4 weeks ago (2008-11-27 15:47:00)
by midge61
Hi
I too am with them and agree their paperwork is appalling.
They have recently started badgering me for arrears that they claim come from DEC 2006!
The arrears statement they sent does not make sense and so it goes on.
Keep at them I am sure the court will be on your side.
Good luck next week.
Started 4 months ago (2009-07-19 00:32:00)
by Conniff
Quote:
Originally Posted by lexis200 ....have you all gone to bed yet??
Yay, I win!!! I did, but I just woke up for a pee and noticed this - sorry, better luck tomorrow night.
Started 1 month, 2 weeks ago (2009-10-06 15:57:00)
by Spamalot
Started 1 year, 10 months ago (2008-01-12 11:19:00)
by jowalshy
In order to bring to the attetion on the media about the unfairness of having limited space for public and press, Penfold has come up with an e-mail which needs to be sent by as many people to the press. Quote:
Originally Posted by Penfold92 Newspaper contact emails: The Times - news@timesonline.co.uk Sky - news@sky.com The Sun -...
Started 2 months, 3 weeks ago (2009-08-31 10:50:00)
by cerberusalert
Was the judgement made in NI?
Started 2 months, 4 weeks ago (2009-08-24 18:22:00)
by uptoeyeballs
Interesting.
Have you had a look over here: Unenforceability Cases on hold until further notice
Started 11 months, 1 week ago (2008-12-14 21:38:00)
by tifo
Re: why you shouldnt use section 77/78 CCA 1974 if you want the signed agreement Quote:
Originally Posted by pt2537 In what way do you think it will open you up to the banks costs???? ive missed something there tifo sorry, i meant that if we went fast track (as this CPR is intended for) then we could potentially pay the bank's costs if we lose....
Started 1 year, 7 months ago (2008-04-01 08:33:00)
by toymaker1
Re: Termination of Egg credit card agreement Hello Steven
The point I am making is that it is irrelevant whether or not Egg makes money or not from a particular credit card holder. The only relevant question is - does Egg have a legal entitlement to terminate an Egg credit card agreement when the Egg card holder is not in breach of his/her Egg agreement? - That is to say when he/...
Started 1 week, 4 days ago (2009-11-09 19:40:00)
by lilly white
game ON vj well done . MESSAGE TO THE SOLICTORS
I DO HAVE TO SAY IF YOU A READING THIS, WHAT WAS SAID ABOUT THIS FORUM
SHOWS THAT WE ARE RIGHT AND YOU ARE WRONG ALSO WE YOU KNOW YOU HOWEVER YOU DO NOT KNOWS US
VJ WELL DONE AGAIN
Started 6 days, 14 hours ago (2009-11-15 01:57:00)
by HP Mum
HI,
Am hoping that someone is going to pick up on my thread and advise...
Now Halifax has sent out the legal Claim papers to me, I just need to know if I can now start asking for copies of CCA ???? Or have I left it too late ?
I think Jan 02 card was issued to me. From what I have read, I understand that most Agreements around this date are unenforceable.
Anyone any good advice.
I need...
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