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Debt Consolidation and Credit Counseling Forums - www.careonecredit.com | Site profile
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Site profile page for http://www.careonecredit.com.
This report page has aggregated and summarized the online discussions from the Message Board located at http://www.careonecredit.com.
This site profile page outlines general site statistics such as: Users Activity, Site Activity, Site Rank, and Top Authors, which are reported in either a table or graph below for a given reporting time period.
Additional site profile information for http://www.careonecredit.com is also shown in the following divisions:
1) Top 10 Active Forums during Last Week
2) Top 10 Site Forums
3) Latest Active Threads
4) Hot Threads for Last Week
Warning: These statistics are generated using 'best efforts' and can experience delays and reporting errors at times. Please note that such statistics do not constitute a site's popularity and/or exact posting volumes at any given reporting period.
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Posting activity table on Debt Consolidation and Credit Counseling Forums:
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3 Months
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284
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1,085
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3,865
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Post:
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503
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1,988
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7,430
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Authority Badge:
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BoardReader Authority Badge code for Debt Consolidation and Credit Counseling Forums (http://www.careonecredit.com)
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Put this code anywhere on your forum page:
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Rating - The position measured by activity among all forum sites tracked by BoardReader.
If rating is 10 there are 9 forum sites which have higher activity.
Posts - Number of posts on forum site during last 7 days.
Threads - Number of threads on forum site active during last 7 days.
Authors - Number of authors which contributed to the site within last 7 days.
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Debt Consolidation and Credit Counseling Forums posting activity graph:
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http://www.careonecredit.com Alexa graph:
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Top authors on Debt Consolidation and Credit Counseling Forums during last week:
user's latest post:
Due dates on accounts
Published (2009-11-25 16:08:00)
Hello Margarita123 and thanks for posting to the community. Each creditor has different rules as to when you can change your due date. Keep in mind Barclays may not accept a proposal unless the account is 60 days or more past due. Until Barclays accepts or declines, please continue to pay the difference to the creditor to avoid late fees. If they decline, you will receive a letter in which they will offer you a temporary rate...
user's latest post:
Can I make an extra payment
Published (2009-11-26 07:35:00)
Good morning and thank you for posting in the Community. Absolutely! Any additional payments would enable you to pay your debts back sooner. However, to ensure payments are applied with your program benefits, any additional payments should be made through your CareOne program. To schedule an extra payment, simply contact us or access your online account through My CareOne, along the top toolbar under quick...
user's latest post:
Please do not sign up for debt...
Published (2009-11-25 13:25:00)
if you can, choose the DMP before you file for bankruptcy.........much better than settling or filing bankruptcy
user's latest post:
Getting a low amount credit card...
Published (2009-11-25 19:39:00)
I am sure you would be able to get a credit card later on, but why would you want one? I never, ever, want another card again in my life. I intend to be debt free and pay cash for what I want or need and if I don't have the cash then I don't make the purchase.
user's latest post:
Save money with Angel Food...
Published (2009-11-24 15:33:00)
For the most part...they are great! However, on occasion it seems I get a bad meat or two. But for the other items that are store packaged, it is great! Some of the meats are repackaged in generic packaging from larger bulk and that is how they cut the cost.
user's latest post:
STARTING WITH THE PROGRAM
Published (2009-11-19 15:22:00)
Thank you for the advice, I just want to be sure I do the right thing, you sent a letter directly to the creditors just requesting to suspend cards, and informing them about CareOne. Sounds like a good plan, I signed up last week but my proposals don't go out until Monday. I am going to apply your advice. Have a great day!
user's latest post:
Using credit cards after...
Published (2009-11-25 06:31:00)
Creditors will close your accounts once they are notifies that you are enrolled in the DMP. They close your accounts so you can pay them off sooner and not have any new debt while paying them off. Good luck on the program. Stick with it and you will see results!
user's latest post:
Confused Representatives? Why...
Published (2009-11-26 14:41:00)
Hi Billy, Thanks so much for the advice! I was almost ready an hour ago to send an email to Care One to cancel my DMP. I decided last minute to wait and see what others have to say. Thanks again and that sounds like a great way of dealing with this whole awful financial situation I'm in. God bless and Happy Thanksgiving to you too!
user's latest post:
How do i apply for credit to...
Published (2009-11-20 03:14:00)
I can remember when I was younger and wanted to get credit established....I went to my local bank and asked for a "secured loan". They put 500.00 in a savings account and as I made my monthly payments to the bank for the "loan", that payment was put back into my account. So after I had 250 paid, I was able to take that 250 out of savings to spend. When the rest of it was paid off, I had some credit...
user's latest post:
Texting
Published (2009-11-21 18:29:00)
No I do not have texting on my cell added charge do not need that at this time. Get in in my email account enough notice
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Top 10 active forums on Debt Consolidation and Credit Counseling Forums during last week:
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Top 10 forums on Debt Consolidation and Credit Counseling Forums:
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Latest active threads on Debt Consolidation and Credit Counseling Forums:
Started 2 days, 20 hours ago (2009-11-25 19:39:00)
by MaddiesHouse
I am sure you would be able to get a credit card later on, but why would you want one? I never, ever, want another card again in my life. I intend to be debt free and pay cash for what I want or need and if I don't have the cash then I don't make the purchase.
Started 1 day, 7 hours ago (2009-11-27 09:18:00)
by rctvpower
Yes Ashley you do get sued.
I been with this program for over 1 year about 14 months.
This company never pays the card companies on time. Always late.
I had 2 from HSBC Bank that Care One Persels was suppose to take care of, but didn't the funds were there.
Now this Dec Holiday time I have to go to court and fight a nonscense case that I really shouldn't even go to.
HSBC put all ...
Started 1 day, 1 hour ago (2009-11-27 14:49:00)
by CoachTammy
Good afternoon sgcret1 and thanks for posting to the community.
The payment should post to your creditor statement within 3 to 5 business days but keep in mind there was a holiday this week which may extend the time frame by a day or so.
Thanks and read our most recent blog: Stay on track with your debt plan over the holidays!
Coach Tammy
Started 1 day, 1 hour ago (2009-11-27 14:43:00)
by CoachTammy
Good afternoon kstevenson1981 and thanks for posting to the community.
I can certainly understand your frustrations as this is a tough time economically for all of us. Try to stick with the program. I know it’s rough in the beginning but trust me it pays off in the long run. Please read though our Tip Ja r where other consumers just like you have listed ways to save on ...
Started 1 day, 2 hours ago (2009-11-27 14:19:00)
by CoachTammy
Good afternoon danrasco and thanks for posting to the community.
I am glad to hear that all of your proposals were accepted! The only time this would increase is if we received updated balances from your creditors. Did your interest savings change as well? If you would like to review your account and each creditor please c ontact us .
We have several ...
Started 1 day, 2 hours ago (2009-11-27 14:03:00)
by CoachTammy
Good afternoon enegronjr,
I am sorry to hear about your situation and we understand that this is a difficult time for you. We may have other options available to you. If you are having difficulty making your payments and have been on the program for more than one year, please contact Customer Care at 1-800-CARE-123 to get information regarding a possible hardship.
If you have ...
Started 1 day, 2 hours ago (2009-11-27 13:57:00)
by CoachTammy
Good afternoon WilliamL.Bruketta,
We may have some other options available to you. If you are having difficulty making your payments and have been on the program for more than one year, please contact Customer Care at 1-800-CARE-123 to get information regarding a possible hardship. If you have been on the program less than one year, please contact your creditors directly to get ...
Started 1 day, 3 hours ago (2009-11-27 13:33:00)
by CoachTammy
Good afternoon tljensen81,
Absolutely! There is nothing wrong with accomplishing your goal of becoming debt-free sooner! Any additional payments will enable you to complete your program sooner and should be made through the program. It is important to note your regular payment will stay the same throughout the program. To schedule an extra payment, simply access your online account ...
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Hot threads for last week on Debt Consolidation and Credit Counseling Forums:
Started 6 days, 7 hours ago (2009-11-22 09:24:00)
by sas1981
call your creditors directly, inform them u are now with careone, all payments will be coming from care one. Ask them to move your due date by a couple of weeks so they will be ontime.
Started 4 days, 18 hours ago (2009-11-23 21:57:00)
by Clayandbeverly
I am begining to have the same problem with these people. I have not missed a payment since day 1, a little over 16 months ago, and now I am getting letters from creditors saying this: " We are sorry that your Debt Management program did NOT work out for you, we will now be billing you are our normal rate of XX.X%. Please make your payments on time, so not to impact your credit report in a ...
Started 1 week, 3 days ago (2009-11-17 21:50:00)
by JCBerry16
Good Evening!! I am on month 2 of the plan. My second payment is due to go out on the 23rd. I have already seen a dent in my debt for the first time in 3 years. Hang in there, it will be OK. I was nervous too, but so far Care One have been amazing. Do not worry, I think we have all made a great decision to get out of debt. I actually stopped getting phone calls about 3 weeks ago. I had 7...
Started 6 days, 22 hours ago (2009-11-21 17:37:00)
by erachelw
legally, if you are paying even one dollar on an account, they can't send you to collections. It is illegal. Keep making a payment and if they keep calling you, tell them to call Care ONe. Noone deserves to be harassed. They are just trying to threaten you to get more money...that's how those tricky little jerks work. lol
Started 5 days ago (2009-11-23 15:39:00)
by lovinmp
Sue- The program is designed to pay your debt off in under 5 years. So if you owe $10,000, and lets just say for argument sake $900 for the interest amount over the 5 years. Now they will take $10,900 and divide that by 60 months and get $181. So the payment never changes because they figure out what it will take to pay it off in the 60 months. You will pay the $181 for 60 months to pay off ...
Started 2 days, 20 hours ago (2009-11-25 19:39:00)
by MaddiesHouse
I am sure you would be able to get a credit card later on, but why would you want one? I never, ever, want another card again in my life. I intend to be debt free and pay cash for what I want or need and if I don't have the cash then I don't make the purchase.
Started 1 month ago (2009-10-24 10:47:00)
by danrasco
One other card is also a Target visa. Any insight on this card may also help. Thanks again.
Started 1 week, 1 day ago (2009-11-20 11:30:00)
by CoachTammy
Good Morning mhsmokefan,
To allow me to properly respond to your issue, I need to view your account. I am going to send you a friend request so we will be able to have a private conversation and protect your privacy. I will need to ask for your email address to help me further research your issue. Please look for a friend request from me shortly.
Thanks
Coach Tammy
Started 1 day, 7 hours ago (2009-11-27 09:18:00)
by rctvpower
Yes Ashley you do get sued.
I been with this program for over 1 year about 14 months.
This company never pays the card companies on time. Always late.
I had 2 from HSBC Bank that Care One Persels was suppose to take care of, but didn't the funds were there.
Now this Dec Holiday time I have to go to court and fight a nonscense case that I really shouldn't even go to.
HSBC put all ...
Started 1 week, 1 day ago (2009-11-20 10:08:00)
by CoachSuzanne
Good morning and thank you for posting in the Community.
Please read this previous post regarding the proposal process . This will explain how to handle payments until the proposals are accepted. Until your proposals are accepted you may see a discrepency between your creditor statement and your CareOne payment to that creditor. Please check out our Straight Talk Bloggers blog ...
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