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More site info...
CreditBoards - www.creditboards.com | Site profile
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Site profile page for http://www.creditboards.com.
This report page has aggregated and summarized the online discussions from the Message Board located at http://www.creditboards.com.
This site profile page outlines general site statistics such as: Users Activity, Site Activity, Site Rank, and Top Authors, which are reported in either a table or graph below for a given reporting time period.
Additional site profile information for http://www.creditboards.com is also shown in the following divisions:
1) Top 10 Active Forums during Last Week
2) Top 10 Site Forums
3) Latest Active Threads
4) Hot Threads for Last Week
Warning: These statistics are generated using 'best efforts' and can experience delays and reporting errors at times. Please note that such statistics do not constitute a site's popularity and/or exact posting volumes at any given reporting period.
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Posting activity table on CreditBoards:
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Week
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Month
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3 Months
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Threads:
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1,961
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6,563
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17,921
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Post:
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12,171
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39,227
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100,468
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Authority Badge:
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BoardReader Authority Badge code for CreditBoards (http://www.creditboards.com)
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Put this code anywhere on your forum page:
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Rating - The position measured by activity among all forum sites tracked by BoardReader.
If rating is 10 there are 9 forum sites which have higher activity.
Posts - Number of posts on forum site during last 7 days.
Threads - Number of threads on forum site active during last 7 days.
Authors - Number of authors which contributed to the site within last 7 days.
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CreditBoards posting activity graph:
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http://www.creditboards.com Alexa graph:
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Top authors on CreditBoards during last week:
user's latest post:
Capital One - CreditBoards
Published (2009-11-20 22:55:00)
QUOTE (sonicanatidae @ Nov 19 2009, 09:49 PM) My follow up submission... I DON'T GET THE PICTURE
user's latest post:
Tom and Katie's daughter...
Published (2009-11-20 19:23:00)
QUOTE (Snork Maiden @ Nov 20 2009, 07:22 PM) Next time you calim to be innocent, I'll remind you that only you can take a thread about 3 years old girls to porn, herpes, and radiation.
user's latest post:
The never ending thread -...
Published (2009-11-20 19:56:00)
QUOTE (Kiowa @ Nov 20 2009, 04:53 PM) QUOTE (Galoma @ Nov 20 2009, 06:43 PM) QUOTE (Kiowa @ Nov 20 2009, 03:37 PM) QUOTE (Fataliya @ Nov 20 2009, 06:35 PM) QUOTE (Kiowa @ Nov 20 2009, 10:41 AM) been get some disturbing txt's from someone (and I don't recognize the number) ..not sure what to do with it..from what I can decipher he/she just got a RIF...
user's latest post:
Fair Isaac loses legal fight...
Published (2009-11-20 18:27:00)
http://www.startribune.com/lifestyle/yourm...iD3aPc:_Yyc:aUU QUOTE A Minneapolis jury dealt Fair Isaac Corp. a blow today when it ruled in favor of the company's credit-scoring competitors, VantageScore, Experian and TransUnion, in a three-year-old lawsuit brought by Fair Isaac. The Minneapolis-based credit-scoring company accused the firms of trademark infringement for also using a three-digit credit score model, as well as unfair...
user's latest post:
The never ending thread -...
Published (2009-11-20 21:09:00)
QUOTE (Galoma @ Nov 20 2009, 07:56 PM) QUOTE (Kiowa @ Nov 20 2009, 04:53 PM) QUOTE (Galoma @ Nov 20 2009, 06:43 PM) QUOTE (Kiowa @ Nov 20 2009, 03:37 PM) QUOTE (Fataliya @ Nov 20 2009, 06:35 PM) QUOTE (Kiowa @ Nov 20 2009, 10:41 AM) been get some disturbing txt's from someone (and I don't recognize the number) ..not sure what to do...
user's latest post:
Credit in the time of cholera -...
Published (2009-11-18 19:50:00)
50,000 is enough. time off for good behavior? chased away by the uniformed, one-dimensional, anti-consumer hate? stay tuned.
user's latest post:
I have opted out of eating...
Published (2009-11-20 17:07:00)
you gave a long explanation for why. I didn't read it. I just read your subject line and can give you a short answer: NO.
user's latest post:
NYT: The Best Credit Card...
Published (2009-11-20 17:32:00)
QUOTE (Rorer_714 @ Nov 20 2009, 04:28 PM) QUOTE (centex @ Nov 20 2009, 04:22 PM) QUOTE (BobWang @ Nov 20 2009, 04:21 PM) QUOTE (Rorer_714 @ Nov 20 2009, 03:12 PM) I hope nobody takes this as a shot at FT but there is a lot of misinformation there that never gets challenged. I'm always amazed at how many people have Centurions over there, but still sweat frequent flier...
user's latest post:
New collection agency
Published (2009-11-20 18:56:00)
QUOTE (girlegirl7101 @ Nov 20 2009, 07:21 PM) QUOTE (beli @ Nov 20 2009, 07:01 PM) QUOTE (girlegirl7101 @ Nov 20 2009, 05:24 PM) QUOTE (mahler444 @ Nov 20 2009, 05:21 PM) The letter looks fine. You want to send it. If they do start reporting, your scores will drop a lot, and it will be a fight to get them off there. A lot of people have to eventually take them to court and...
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Top 10 active forums on CreditBoards during last week:
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Top 10 forums on CreditBoards:
Credit Forum
- 110,407 posts
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General Discussion
- 60,051 posts
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Mortgages
- 6,209 posts
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Business Credit
- 5,200 posts
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Medical Billing & Medical Collections
- 4,064 posts
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VISA MC policies
- 3,171 posts
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Money Management
- 3,099 posts
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Foreclosures/Loan Modifications
- 3,028 posts
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Automotive Financing
- 2,801 posts
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Student Loans
- 1,706 posts
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Latest active threads on CreditBoards:
Started 1 day, 13 hours ago (2009-11-20 22:14:00)
by breeze
Started 1 day, 1 hour ago (2009-11-21 10:24:00)
by encoder
I think you're likely to get a few contrarian answers here. Mostly because it's one of those "it depends" things. There are some facts that everybody seems to agree on: 1. Every major lender has an internal score. It surely takes into account your Fico, but that's not it entirely. This part is speculation, but I'd imagine it takes into account demographic data not unlike actuarial ...
Started 2 days, 5 hours ago (2009-11-20 06:50:00)
by Nemeweh
Eh, it seems to me you could make your own just buying the ingredients at health food stores/Trade Joes/Grocery, you wouldn't get the spiffy label, but you could look it up and it'd be cheaper...
Started 1 day, 6 hours ago (2009-11-21 05:53:00)
by The Livid One
Wow, member number 49....!!!! That's rareified seniority....!!!!
Started 1 day, 23 hours ago (2009-11-20 12:16:00)
by BobWang
Started 1 day, 19 hours ago (2009-11-20 16:00:00)
by jtoast
Auto Insurance pulls are always soft. I recommend Geico. I've been with them for 5 years and shop every 6 months. They are consistantly the cheapest. They have also never given me a hassle when it was time to pay a claim ( had 2) EDIT: ALso, if you do a quote with progressive, they will give you your insurance score along with a few reasons why its high/low at the end. just scroll down ...
Started 11 months, 3 weeks ago (2008-12-05 15:44:00)
by squirrelgirl
I had sex less than 2 weeks ago Carry on.
Started 1 day, 8 hours ago (2009-11-21 02:58:00)
by greywolf
NFCU was easy to get into. I just had my mother join, then presto I was in (under my father). USAA, not so simple. I got my mother a full account set up there, under my father's name which was NOT easy since my father did not have an account at USAA while he was alive. Then, I got my account, linked under her account. Everything should be all set right? Nope. My mother now has to buy one ...
Started 2 weeks, 5 days ago (2009-11-02 13:04:00)
by gerray
Debit = as good as cash without the fear of late pmts or interest charges... plus if you bank at the right place you can get cash back/rewards from the use of debit!
Started 2 days, 20 hours ago (2009-11-19 15:21:00)
by orangecrush
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Hot threads for last week on CreditBoards:
Started 1 week, 1 day ago (2009-11-13 12:30:00)
by squirrelgirl
Sometimes I think people are jerks for no reason, but what do I know, "it's just the internet" For the most part, it's all good.
Started 6 days ago (2009-11-16 11:47:00)
by Ron1
link: http://www.sys-con.com/node/1188188 Ron.
Started 5 days, 21 hours ago (2009-11-16 14:03:00)
by orangecrush
Started 4 days ago (2009-11-18 11:18:00)
by aescutie
O. M.G. Heeeeelarioussssssss
Started 11 months, 3 weeks ago (2008-12-05 15:44:00)
by squirrelgirl
I had sex less than 2 weeks ago Carry on.
Started 2 weeks, 3 days ago (2009-11-04 16:10:00)
by johnnyt6
that sucks. it's offered by chase.. they don't want anymore than TWO inq on the report... Great offer for those lucky enough to get the card.
Started 1 week, 2 days ago (2009-11-13 06:55:00)
by pryan67
I'm assuming your credit reports are clean? If so...is it worth it to you to take the hit on your reports if you negotiate for less?
Started 1 week, 2 days ago (2009-11-12 20:08:00)
by GEORGE
QUOTE (Larsimo @ Nov 12 2009, 06:06 PM) DID I READ THAT RIGHT $12.00 LG WATER
Started 6 days, 23 hours ago (2009-11-15 12:48:00)
by athensgaguy
FICO doesn't factor in income because that's not part of credit. It's the job of the lender to determine DTI and whether a debt load is acceptable. Maybe utilization on accounts with CL less than a certain amount should count less, but I don't think total debt should matter for FICO.
Started 1 week, 1 day ago (2009-11-13 17:49:00)
by ChristiL
I believe that people on here are advising others NOT to call BoA for any reason.
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