record of incoming cash and receipts of purchases though (a petty cash book is enough), just in case the tax man asks questions. I suggest you send an email to www.intofinland.fi or call Vero just to get confirmation of this. A lot of people make money from non-salaried activities (like selling handicrafts, buying/selling from flea markets and on huuto/ebay etc

I know, only business have the possibility to offset losses from one year to the next... If your friend needs more advice, he should send an email to (or visit) www.intofinland.fi or call the Vero office directly.

In Finland a bookkeeper just does bookkeeping. If you want a personal chartered accountant then you'll have to pay for it (not cheap). If you have specific questions then email http://www.intofinland.fi which is a special multilingual service for foreign individuals moving to Finland (and they also cover businesses). Unless you have some bookkeeping knowhow and some Finnish, I would suggest

and will seriously help them (us, me) with their (our, my) cash flow management. If you haven't received the info yet you could try calling the helpline or walk into http://www.intofinland.fi and ask them to explain. The Chambre of Commerce is organising some training courses (one day only); I'm not sure if these are open to all but I know

15% income tax and possibly more depending on their total income. If you want someone to explain this to you in detail and you live in Helsinki, then go to http://www.intofinland.fi offices in Kamppi and ask for more information.

been made recently and, to be honest, I have forgotten quite a lot of it (not much of it actually applies to me ). My advice would be to email www.intofinland.fi with any pertinent questions (be very precise) they are the ones best placed to give you an honest answer. It's mostly black and white, and they are not out

how it works for a TMI especially if you have salaried income. At a guess, I think you still have to pay in, but you could send an email to www.intofinland.fi and ask them (or drop in if you are in HEL, they are just behind Kamppi bus station). BUT BUT BUT.... it is all changing and starting 2010 the

how it works for a TMI especially if you have salaried income. At a guess, I think you still have to pay in, but you could send an email to http://www.intofinland.fi and ask them (or drop in if you are in HEL, they are just behind Kamppi bus station). BUT BUT BUT.... it is all changing and starting 2010 the

am getting the 25 days/year from day 1 . Thanks Sinikala! I owe you like 15 days vacation 2) Tax is very complicated here in Finland here are some resources: www.intofinland.fi good summary on tax regime www.vero.fi has a good calculator to figure out the taxes based on your salary In addition I found that there is a rule for

taxes be? 50+4.5 = 54.5% or 37+50+4.5= 91.5% ( this just does not seem possible) * ajl, I think you are right. I went to the site that Penelope recommended: http://www.intofinland.fi Penelope that you so much for sharing that link, it's the most informative site I have seen so far. In there, it is stated very clear: employees working in