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Savings & Investments | Forum profile
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Forum profile page for Savings & Investments on http://www.moneysavingexpert.com.
This report page is the aggregated overview from a single forum: Savings & Investments, located on the Message Board at http://www.moneysavingexpert.com.
This forum profile page summarizes the general forum statistics such as: Users Activity, Forum Activity, and Top Authors, which are reported in either a table or graph below for a given reporting time period.
Additional forum profile information for "Savings & Investments" on the Message Board at http://www.moneysavingexpert.com is also shown in the following ways:
1) Latest Active Threads
2) Hot Threads for Last Week
Warning: These statistics are generated using 'best efforts' and can experience delays and reporting errors at times. Please note that such statistics do not constitute a forum's popularity and/or exact posting volumes at any given reporting period.
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Posting activity on Savings & Investments:
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Week
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3 Months
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Threads:
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392
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1,274
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3,759
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Post:
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1,617
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5,292
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15,319
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Savings & Investments Posting activity graph:
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Top authors during last week:
user's latest post:
Is 3.40% the best for 1-year...
Published (2009-12-09 23:35:00)
If your only restriction is the £5K for your ISA why not put that in a Lloyds Vantage @ 4% and the rest in a fixed rate account (though personally with 21K, I'd be doing 3x Lloyds Vantage as suggested by anselld). If you still want a relatively short fix - these run to end of April 2011 (16months ish) Dunfermline BS 3.72% Fixed 30.04.11 On Maturity Details... Derbyshire BS 3.72% Fixed 30.04.11 On Maturity Details...
user's latest post:
Joint trading account and ISA...
Published (2009-12-09 15:23:00)
I doubt you will earn enough profit for CGT (which is £10,200 for each person, so assumbly £20,400 for you both), so I wouldn't worry about that. Which broker may I ask?
user's latest post:
UK Stockmarket 2009 and beyond -...
Published (2009-12-09 19:36:00)
Quote: Originally Posted by kittie what a poor state of affairs and what is the ordinary person supposed to do when approaching pension age Help out at B&Q apparently.
user's latest post:
First Direct share dealing or...
Published (2009-12-08 16:19:00)
As far as I can tell they only started trading in November (that's the earliest reference I can find to them) so you are unlikely to get much feedback.
user's latest post:
Legal & General Capital...
Published (2009-12-09 09:15:00)
Better versions are available if you really want this type of investment. The versions offered by the banks are rarely good. Barclays Wealth is usually the exception (ex Woolwich Plan managers) but they usually have some poor ones in there with the odd good one.
user's latest post:
Halifax shares from floatation
Published (2009-12-08 14:33:00)
Quote: Originally Posted by gozomark The knock on impact of HBOS collapsing could well have lead to Lloyd's also suffering a massive loss of confidence, a run on the bank and possible nationalisation. Whether or not it had a good balance sheet (and only time will tell how good it really was/is) is besides the point - no bank can survive a run. Ta. Totally with your thinking now.
user's latest post:
Is 3.40% the best for 1-year...
Published (2009-12-09 08:51:00)
http://moneyfacts.co.uk/compare/savi...rt-term-bonds/ Out of the meagre lot available at the moment Julian Hodge @ 3.55% seems as good as any and is covered by the FSA for £50k. 1k minimum.
user's latest post:
Is 3.40% the best for 1-year...
Published (2009-12-09 22:14:00)
Quote: Originally Posted by info_maniac State Bank of India (UK operations) have a rate of 3.75% AER for 1 year fixed deposit (fixed rate bond): http://www.sbiuk.com/deposits/hi-ret...-deposits.aspx They do appear to be one of those awkward banks that require certified copies of proof of ID though. Along with employment details and rather bizarrely "In addition to the Identification and address verification documents we will also...
user's latest post:
Best rates for USD savings ?
Published (2009-12-09 10:22:00)
Anglo Irish IOM Privilege Access Account 1.50% Privilege Fixed Interest Account - 12 months fixed 2.85%
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Latest active threads on Savings & Investments::
Started 8 hours, 42 minutes ago (2009-12-11 15:33:00)
by rb10
The AA does not send faster payments, although it does receive them.
I believe that Tesco sends by faster payments, and has a high rate.
Or try your current bank? As internal transfers are instant. E.g. Halifax have an instant access account paying 3%.
Started 8 hours, 46 minutes ago (2009-12-11 15:29:00)
by Lokolo
OK a few pointers
1) Banks have the worst investments, you are limiting yourself by going to a bank.
2) 35% in UK equities aren't high risk (to the normal investor). Bare in mind high risk would be asia equities (where you have the currency risk on top). I doubt you have put anything there!
3) Cash ISAs are a no risk option. Meaning you will get limtied growth, but you will never ...
Started 1 month, 1 week ago (2009-11-04 13:27:00)
by cardsharps
yet more money down the plughole. How many times now is it that Lloyds have got out the begging bowl with their open offers/right issues? And how much longer before the next one?
Started 4 days, 13 hours ago (2009-12-07 10:48:00)
by mroller
I am surprised by the lack of interest in this subject.
I have received the email from H-L as well (on friday).
The valuation is 10 times 2010 expected earnings, so quite reasonable.
Watch out for the HL fees (15£ to 50£), quite unusual for IPOs.
They need the money to reduce their debt from 400m to about 150m. This will also allow their shareholders to convert their holdings to cash....
Started 4 months, 2 weeks ago (2009-07-29 10:38:00)
by Gambit
Hi just called up Tesco and spoke to customer service who told me that as I already had a Tesco Internet Saver I was not able to benefit from the Clubcard offer. So it seems that if you have any savings account with Tesco, you are not eligible for this offer!
Started 8 months ago (2009-04-15 14:36:00)
by DiggerUK
Tonygee,
We lived through 80's & 90's crisis.
Always stayed in work. Bought first property in 91, paid off by 01 when we moved here.
Charts tell you nothing. You have to follow current affairs and make a judgement. Charts are as much use as tea leaves in many respects, but don't ignore them.
In depth analysis is easy to understand, difficult to explain.
You have to DYOR, then ...
Started 9 hours, 58 minutes ago (2009-12-11 14:17:00)
by Mikeyorks
Not if the 0.5% account is easy access and there are no penalties to moving. But you have to move it directly from ISA to ISA (so they should do it really - so there is no doubt it's a 'transfer')
If you do the move via any other sort of interim account - you lose the tax relief.
Started 5 months, 3 weeks ago (2009-06-17 11:34:00)
by sabretoothtigger
I wonder why, not profitable anymore or something. I know volumes have been dropping, is that it maybe
hoodless was £7 a trade wasnt it. Its possible TD was always handling these trades anyway, Im not dealt with them myself but it sounds reasonable
Started 1 week, 1 day ago (2009-12-03 06:51:00)
by 10_66
But Internet Saver accounts opened prior to 1 Dec 2009 had a fixed bonus of 1.75% + standard (variable) rate of 1.25% , so it looks like the drop only applies to accounts opened from 1 Dec 2009.
Started 3 years, 9 months ago (2006-03-01 00:00:00)
by 14-08-2005, 9:12 PM
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Hot threads for last week on Savings & Investments::
Started 1 week, 5 days ago (2009-11-29 17:47:00)
by melbury
If there is a merger do you think there will be any payout for existing Chelsea customers?
I have had an account with them for years which I opened when everyone was on the carpetbagger bandwagon. However, I have hung in there, so it would be nice if there was some kind of payout.
Started 1 month, 1 week ago (2009-11-04 13:27:00)
by cardsharps
yet more money down the plughole. How many times now is it that Lloyds have got out the begging bowl with their open offers/right issues? And how much longer before the next one?
Started 8 months ago (2009-04-15 14:36:00)
by DiggerUK
Tonygee,
We lived through 80's & 90's crisis.
Always stayed in work. Bought first property in 91, paid off by 01 when we moved here.
Charts tell you nothing. You have to follow current affairs and make a judgement. Charts are as much use as tea leaves in many respects, but don't ignore them.
In depth analysis is easy to understand, difficult to explain.
You have to DYOR, then ...
Started 1 week, 1 day ago (2009-12-03 17:14:00)
by Lokolo
Ask DiggerUK or Asheron
You can buy gold 2 ways, through buying the actual gold, or through ETFs. Or you can go for a commodities fund.
But, not meaning to sound rude, but you do not seem to have a clue about investing but are going for commodities, which are quite risky, no matter what DiggerUK says!
I am literally about to go home from work now so can't explain anymore atm, ...
Started 1 week ago (2009-12-04 15:17:00)
by Rollinghome
For a 16 month fix it doesn't quite cut the mustard (even with the option a 90 day loss of interest get out).
Started 6 days, 9 hours ago (2009-12-05 15:09:00)
by D1zzy
So do let us know when you find your 5+% - most of us are in "3+ % nonsense" if we're lucky
Started 1 week, 1 day ago (2009-12-03 20:59:00)
by dunstonh
Quote:
Does anyone have any comments or criticisms about Vestra Wealth and such an arrangement?
Nope. However, a 1.5% charge for discretionary management seems ok. Its consistent with unit trusts with their typical 1.5% AMC. Discretionary management is often more personalised to your risk profile and needs and the portfolio is actively ...
Started 3 years, 1 month ago (2006-11-01 14:34:00)
by Wanno
Im not sure if this is the right place to post this thread.
Started 1 week ago (2009-12-05 00:01:00)
by Ian W
THIS 2 page thread discusses the new fund etc quite extensively.
As for HL - always very enthusiastic about new funds ( Heart of Africa Fund anyone?) if they can get NEW MONEY out of you! Having said that Gibbs has an outstanding track record both with his Financial Ops fund and a Hedge Fund he runs. Depends whether/how Absolute Return funds fit within your thinking?
Started 3 days, 1 hour ago (2009-12-08 22:37:00)
by MarsdenCuckoo
If you can, then am interested too!
Bit confused why you withdrew from Mansfield @ 3.5%? Only thing I know to beat that is Barclays Cash Isa 2.55% + 1% terminal bonus but we're splitting hairs and obviously you're limited as to how much you can invest.
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