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Budgeting & Bank Accounts | Forum profile
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Forum profile page for Budgeting & Bank Accounts on http://www.moneysavingexpert.com.
This report page is the aggregated overview from a single forum: Budgeting & Bank Accounts, located on the Message Board at http://www.moneysavingexpert.com.
This forum profile page summarizes the general forum statistics such as: Users Activity, Forum Activity, and Top Authors, which are reported in either a table or graph below for a given reporting time period.
Additional forum profile information for "Budgeting & Bank Accounts" on the Message Board at http://www.moneysavingexpert.com is also shown in the following ways:
1) Latest Active Threads
2) Hot Threads for Last Week
Warning: These statistics are generated using 'best efforts' and can experience delays and reporting errors at times. Please note that such statistics do not constitute a forum's popularity and/or exact posting volumes at any given reporting period.
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Posting activity on Budgeting & Bank Accounts:
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Week
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Month
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3 Months
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Threads:
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348
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1,246
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3,290
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Post:
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1,625
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5,180
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14,522
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Budgeting & Bank Accounts Posting activity graph:
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Top authors during last week:
user's latest post:
Bank Charges - Banks Win! - Page...
Published (2009-11-27 23:02:00)
Quote: Originally Posted by td_007 I refer back to my earlier post....you have to live within your means. If one is on just job seekers allowance then make do with what one has - sell off the house, car, tv, mobile etc. etc. Get a min paying job at macDs and make do with what one earns...the options are there. Borrowing is not a right! You make it sound so easy mate, we all know it isn't that easy after all though! We've used...
user's latest post:
My bank has paid me in error...
Published (2009-11-28 13:33:00)
Quote: Originally Posted by borders_dude I dont understand this whole thing. Something similar in my local paper today. http://edinburghnews.scotsman.com/to...ent.5866925.jp If someone puts money into my account, surely its a gift. They should have no right to take it back. What is the actual peice of legislation that makes it illegal to keep money that is paid into ones bank account, or is it purely a contractual thing between the bank and...
user's latest post:
Dish the dirt....
Published (2009-11-28 22:58:00)
Quote: Originally Posted by fozzeh I've been with RBS since a child. Branch access is good, online is very easy to use and very secure (a lot better than Halifax) and I've never had a problem which hasn't been solved in 10 minutes. What precisely is more secure at RBS than at Halifax? And how? I'm assuming that RBS is better than their English counterpart, Natwest, with whom I personally have had nothing but problems.
user's latest post:
Cash card with high daily limit
Published (2009-11-28 08:53:00)
Quote: Originally Posted by NiceGuy Lets say for agruments sake that because of a structured finance arrangement the person needed to send money to one person, they gave them a cash card and the person needed to move the money elsewhere. It would be very inconvenient to coordinate with the other person to get them to go to the branch especially as people work during bank hours. To 'give someone a cash card' is not normally a...
user's latest post:
Bank Charges - Banks Win! - Page...
Published (2009-11-25 21:59:00)
Quote: Originally Posted by never-in-doubt Yup, knew it wouldn't take them long to sort this joke out I'd say it was quite fast at just over 12 hours lol Theres never gonna be any dust on them is there
user's latest post:
Cash card with high daily limit
Published (2009-11-27 14:39:00)
Quote: Originally Posted by ncollier1 I dont understand why in the Euro zone you can easily withdraw 1000 Euros from most ATM's and even get 100 Euro notes, but in the UK they only give 10's and 20's and usually small limits. Why so locked down? I have only ever had 20 and 50 Euro notes from Spanish ATM's.
user's latest post:
bank acc
Published (2009-11-27 05:15:00)
Co-Op also do a basic account (CashMinder I think it's called).
user's latest post:
Halifax Reward interest question
Published (2009-11-27 13:58:00)
u dont even have to keep it in there now, you can wing it straight back out again
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Latest active threads on Budgeting & Bank Accounts::
Started 5 days, 13 hours ago (2009-11-24 20:16:00)
by billbennett
Quote:
Originally Posted by robbiesbigtoe
i was invited into my Natwest branch to discuss my accoount.
you were invited into your Natwest branch to be sold some stuff
Quote:
Originally Posted by robbiesbigtoe
i was eligible for the Advantage Gold...
Started 2 years, 12 months ago (2006-12-03 13:29:00)
by Edinburghlass
Done and thanks for this, saved me a good deal of time today
Started 2 days, 13 hours ago (2009-11-27 19:21:00)
by charlieboycat
My recollections of having made a CHAPS payment from a NatWest account are:
1 - All the branch do is fill in a form, get you to sign it, and fax it to one of their " central" offices for implementation.
2 - The time that it is actually "sent" is the time the "central" office process the fax.
3 - They tell you that to be sure of same-day processing the fax should be sent before 1pm....
Started 1 month, 1 week ago (2009-10-18 16:01:00)
by oldagetraveller
Main current account internet only. 2nd account for access to branch network.
Started 2 days, 21 hours ago (2009-11-27 12:12:00)
by michaels
I guess they have got to spend all those overdraft charges somehow...
Started 15 hours, 38 minutes ago (2009-11-29 17:39:00)
by withnell
If you stay where you are, you will be charged £1 a day for going overdrawn. Convert to Reward, you'll still be charged £1 a day but will get paid a £5er every month you credit £1000 to the account
The first thing you really need to do is work out how to get back into the black, as an overdraft should really only be dipped into at the end of a month at worst
Started 15 hours, 2 minutes ago (2009-11-29 18:15:00)
by cifpower
My friend has an A&L account and pays his rent the same day he gets paid and his online banking shows a negative figure. He has yet to be charged.
Started 3 months, 2 weeks ago (2009-08-12 10:58:00)
by rb10
But not everyone has a mobile phone. How does this work?
Otherwise, I think it's a good idea. Sounds somewhat similar to Halifax's thing where they phone you if they think a transaction is suspicious, and certainly better than Nationwide/Natwest's card readers.
Started 1 year, 2 months ago (2008-09-26 05:34:00)
by alison99
I know the Halifax offer one on their cardcash account.
HTH
Started 15 hours, 25 minutes ago (2009-11-29 17:52:00)
by dzug1
There is - Nationwide Flex Account - but I seriously doubt they'll allow you to open one for the sole purpose of gambling. They want it to be your main account or at least have other products with them.
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Hot threads for last week on Budgeting & Bank Accounts::
Started 4 days, 23 hours ago (2009-11-25 10:10:00)
by never-in-doubt
So,
We lost then eh?
http://news.bbc.co.uk/1/hi/business/8376906.stm
Quote:
Millions of bank customers seeking billions of pounds of overdraft charge refunds have been dealt a major blow by a Supreme Court ruling. The court has overturned earlier court rulings that allowed the Office of Fair Trading to investigate the fairness of charges ...
Started 6 days, 9 hours ago (2009-11-23 23:36:00)
by rb10
Quote:
Charging customers for using hole-in-the wall cash machines and internet banking are just two ideas being considered by hard-up banks.
I really don't think this can happen.
If my bank charged even a tiny amount for either of these two services, then I'd be gone in a flash.
Surely although internet banking must cost a fortune to ...
Started 6 days, 23 hours ago (2009-11-23 10:01:00)
by missile
Speak to Barclays. They may offer a euro account. Then you could use a currency exchange trader to convert to pounds.
Started 1 week ago (2009-11-22 21:30:00)
by Lokolo
WOW.
I just added up my income and expenditure since Jan. I have spent £17,455.....
And I am a FT student....
This does include 'spending' into my savings account. Gimme 5min and I'll work out how much of it was actually saving!
------
I have saved £7,050 of that...
Started 4 days, 16 hours ago (2009-11-25 16:38:00)
by Xbigman
This happens all the time. Some banks anti fraud software is over sensitive and once they have blocked you once it gets even more sensitive. It eventually goes away.
Regards
X
Started 1 week, 1 day ago (2009-11-21 10:35:00)
by Innocent_Guy
Have you called their online helpdesk???
Started 2 days, 23 hours ago (2009-11-27 09:49:00)
by cifpower
Citibank allow daily withdrawls of up to £500
If you need a lot of cash you could always go into branch and withdraw it over the counter
Started 3 months, 2 weeks ago (2009-08-12 10:58:00)
by rb10
But not everyone has a mobile phone. How does this work?
Otherwise, I think it's a good idea. Sounds somewhat similar to Halifax's thing where they phone you if they think a transaction is suspicious, and certainly better than Nationwide/Natwest's card readers.
Started 2 days, 18 hours ago (2009-11-27 15:09:00)
by mikey72
Mine usually appears overnight, when they empty the machine, but it's backdated to the previous day. With the Nationwide though, as I mis read Natwest
Started 4 days, 23 hours ago (2009-11-25 10:13:00)
by mrcow
The bank is charging you for breaching your terms and conditions.
If you can't understand simple finance, then pay off this bank and close the account down.
Then go to the Co-Op and get a basic bank account and start again.
NEVER go for two months (!) without checking your balance.
And NEVER assume that you know how much money is in there or that you know exactly how much to take ...
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