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Bankruptcy & Living With It | Forum profile
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Forum profile page for Bankruptcy & Living With It on http://www.moneysavingexpert.com.
This report page is the aggregated overview from a single forum: Bankruptcy & Living With It, located on the Message Board at http://www.moneysavingexpert.com.
This forum profile page summarizes the general forum statistics such as: Users Activity, Forum Activity, and Top Authors, which are reported in either a table or graph below for a given reporting time period.
Additional forum profile information for "Bankruptcy & Living With It" on the Message Board at http://www.moneysavingexpert.com is also shown in the following ways:
1) Latest Active Threads
2) Hot Threads for Last Week
Warning: These statistics are generated using 'best efforts' and can experience delays and reporting errors at times. Please note that such statistics do not constitute a forum's popularity and/or exact posting volumes at any given reporting period.
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Posting activity on Bankruptcy & Living With It:
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Week
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Month
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3 Months
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Threads:
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523
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1,632
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4,569
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Post:
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3,184
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9,647
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24,836
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Bankruptcy & Living With It Posting activity graph:
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Top authors during last week:
user's latest post:
I Need you to read this.........
Published (2009-11-28 22:06:00)
i think it's the release of stress...i ended up in bed with a migraine! hope you're feeling ok now
user's latest post:
The Bankrupt Inn (part 4) New...
Published (2009-11-28 21:46:00)
Quote: Originally Posted by philnicandamy Hmm its a bit of an institution with my OH every christmas we go to her relatives for a few days..day after boxing day she always wants to go to the metro centre in newcastle to spend her christmas vouchers.....thankfully being pregnant may fingers crossed make her change her mind for the 1st time in 9yrs.....I hate crowds especially there usually I leave her & sit in a coffee shop till...
user's latest post:
The Bankrupt Inn (part 4) New...
Published (2009-11-28 22:45:00)
Quote: Originally Posted by philnicandamy meant i'd have had to talk to my OH for the 1st time in weeks You can't be having that - phew thank goodness its fixed!
user's latest post:
Bank Statements for couples
Published (2009-11-28 19:52:00)
When sending the forms back to the OR, do I have to send 2 sets of bank statements, one for each of us, or will one set do. Seems stupid to send the same statements twice, with it being a joint account?
user's latest post:
How long does it usually take...
Published (2009-11-28 19:10:00)
The look on the DCA face when they realise they cant hound you anymore..... Priceless :-)
user's latest post:
The Bankrupt Inn (part 4) New...
Published (2009-11-28 16:49:00)
I think it would go down very nicely with the OR, but this being the civil service and everything, it would probably go to a charity if it came from an open case.
user's latest post:
ANOTHER ATTEMPT AT DUAL SOA`s...
Published (2009-11-24 08:15:00)
Sorry Dojo, just taking children to school will look when I get back. If you ar onlin before I get back then can you do a quicko SoA with your children axpenses on both. sorry, late will see you in an hour or so.
user's latest post:
The Bankrupt Inn (part 4) New...
Published (2009-11-28 21:25:00)
Quote: Originally Posted by fiveyearplan I did some Christmas shopping today - bought DS his big pressie and I've been window shopping on ebay for a car. I'm thinking of replacing the one that was kindly repo'd last year! I thought it would be a good idea to get a cheapie runabout so DS and DD can practice driving - my thinking is that it will be MSE to save on driving lessons. Still I need to see if I can really afford to run...
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Latest active threads on Bankruptcy & Living With It::
Started 23 hours, 58 minutes ago (2009-11-29 12:25:00)
by sizzler
Hi there.
Try not to panic, i know its hard. You are amongst some good people here who know what the experience is like.
Once you have filled in the forms. Double check them and list all your debts carefully aswell as your statement. If your using cab, they will reallt help you.
Its actually really hard thinking straight in these situations. There are so many things go through your ...
Started 2 days, 3 hours ago (2009-11-28 08:51:00)
by debtinfo
The wording is within 21 days of the change in circumstances which is a bit open to interpretation, but i would take it as 21 days from when you start the job
Started 1 year, 5 months ago (2008-06-23 11:52:00)
by Waspeze
Good idea SSA
It should be easier to keep it bumped up over here as well as the BR board doesn't move as quickly as the DFW one
Started 1 week, 6 days ago (2009-11-17 09:04:00)
by Susie54
Oh my, that bacon butty looks just yummy!!!
S x
Started 11 hours, 24 minutes ago (2009-11-30 00:59:00)
by lifesuckssometimes
anyone there? i think i've hit rock bottom
i cant stop crying Crying is a form of healing
i cant sleep hot milk with a touch of brandy
2009 has just been the worst time of my life.....
husband left me (can see the benefits of this but it still hurts) find a new one
gone BR well done first step to freedom
i've got swine flu tamiflu will get rid
and my darling ...
Started 12 hours, 58 minutes ago (2009-11-29 23:25:00)
by confused76
hiya
what you have written is very clear and concise, sounds what i think they are after
in addition, when i filled mine out i was also told to include dates and amounts of debt incurred and what this was for, so i would also include this. eg June 08 took out credit card for xxx reason, current balance £xxx etc
also tag on the end that you understand the implications of bankruptcy and ...
Started 13 hours, 40 minutes ago (2009-11-29 22:43:00)
by kerrypn
Quote:
Originally Posted by Sanshing
I was hoping you lovely guys and gals would give me pointers on my SOA. I've put notes to clarify at bits. Thanks!
Statement of Affairs and Personal Balance Sheet
Household Information
Number of adults in household........... 2
Number of children in household......... 3
...
Started 16 hours, 40 minutes ago (2009-11-29 19:43:00)
by kerrypn
In a mess, you are having last minute jitters, completely natural and understandable.
You have been advised to file for bankruptcy, and if you don't go ahead now the problem will still not go away.
Each Official Receiver is different and there is no way of knowing how they will react to your gambling or spending, but would a BRO be an acceptable sacrifice for financial freedom and a ...
Started 2 months, 1 week ago (2009-09-21 15:43:00)
by Holes in my pocket
i have a letter pm me with email address and i will send it on
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Hot threads for last week on Bankruptcy & Living With It::
Started 1 week, 6 days ago (2009-11-17 09:04:00)
by Susie54
Oh my, that bacon butty looks just yummy!!!
S x
Started 1 year, 5 months ago (2008-06-23 11:52:00)
by Waspeze
Good idea SSA
It should be easier to keep it bumped up over here as well as the BR board doesn't move as quickly as the DFW one
Started 5 days, 18 hours ago (2009-11-24 17:43:00)
by nervousmother
Well dont try your co-op card with tesco.com the order will go through then they will phone you up just before your delivery is due to say there is a problem with your card. The card is supposed to be a full visa debit but the retailers need to update their systems.
Iv not known a OR call last 10 mins before, ooo sorry the first one I had after court lasted that, a few weeks later i had ...
Started 1 week ago (2009-11-23 11:59:00)
by dojoman
Can you put up a more detailed SOA if possible, you need to include how may in the household, partners income if there is one and things like that. I am useless at doing this as you will see if you look on the board, there are quite a few SOA threads of mine, for some reason I just cannot get my head around it. If you use the template in the linkk below and then repost it, I am sure someone will...
Started 3 days ago (2009-11-27 12:13:00)
by Holes in my pocket
Started 3 days, 15 hours ago (2009-11-26 20:33:00)
by chrisb1357
Hi,
Was not sure if to post on this section of the forum or not but need some advice.
I have been on a DMP Plan with the CCCS for a few years now. I have just over 15K of unsecured debt with 5 credtiors.
I have been out of work for 12 months after lossing my job of 9 years and have been paying a small monthly amount to the CCCS for the last 12 months but now i am getting to the point...
Started 6 days ago (2009-11-24 11:31:00)
by samyc
im not entirely sure about this but i am sure that they cant just come in, unless you let them in.
have you not had any other warnings about this? can you not set a payment arrangement?
Started 3 days ago (2009-11-27 12:01:00)
by philnicandamy
Sent you a couple of PM's
(Bankruptcy isnt a criminal offence so wouldnt show on CRB or enhanced CRB...mine didnt) I wouldnt tell them unless they ask or its in your contract of employment terms etc
Started 1 week ago (2009-11-23 07:00:00)
by McKneff
Could you possibly move
If you have spare blankets, fleeces throw them over the curtains at teatime.
Its amazing how much cold air it stops.
short curtains, put something against them to hold them to the wall, lots of cold air comes from down there.
I used to live in a house where the inside of the windows froze up so i know how you feel. I used to get dressed under the blankets.
Started 2 weeks, 1 day ago (2009-11-14 17:46:00)
by fiveyearplan
phil takes a break from the forum now and again.
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