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I get asked to review all sorts of crazy personal finance books, plans, programs, and schemes all the time, ranging from the reasonable to the completely outlandish. For the most part, all of these programs share more or less the same content. Get your spending under control, call up your creditors and negotiate lower rates (or in some cases a balance reduction), adopt a very strong debt ...

Yesterday, Carrie made a very interesting comment in response to my review of I Don’t Know What I Want, But I Know It’s Not This : if being happy is a matter of attitude […] then shouldn’t people be able to make anything work […] by simply changing their attitude? Carrie’s question strikes right at the heart of a key question about personal development and success: is a positive ...

One of my readers related a story to me over a long conversation that, rather than posting a bunch of long quotes, I’m going to paraphrase. This reader, who we’ll call Maggie, receives an over-the-top lavish gift from her great aunt each year. Her aunt loves buying the perfect gift for everyone in her family and, because she’s well off, she can afford to spend the time and the money in ...

[URL="http://www.flickr.com/photos/dlisbona/399029 688/"][IMG]http://farm1.static.flickr.com/159/3990 29688_e0f774505b_m.jpg[/IMG][/URL]One of the common nuggets of financial “wisdom” tossed out there by personal finance writers is the idea of downgrading one’s car insurance to save money. “Cut your collision or comprehensive coverage or raise your deductibles and save a mint!” they’ll say, but ...

[IMG]http://www.thesimpledollar.com/wp-content/upl oads/2008/08/questionmark.jpg[/IMG][I]This week, The Simple Dollar is taking a deeper look at five common personal finance debates.[/I] Several people I know have made the active choice in their life to completely avoid the use of credit cards. In the modern era, this seems like an almost shocking choice. Credit cards seem like the ...

[I]Each Sunday, The Simple Dollar reviews a personal productivity, personal development, or business/entrepreneurship book of interest.[/I] [URL="http://www.amazon.com/gp/product/0316178314? tag=onejourney-20"][IMG]http://www.thesimpledollar .com/wp-content/uploads/2008/08/sixthinkinghats.jp g[/IMG][/URL]One of the most interesting aspects of writing a great deal is that I’ve found that writing ...

[URL="http://www.flickr.com/photos/rstinnett/60756 4955/"][IMG]http://farm2.static.flickr.com/1225/60 7564955_e17d35ddd4_m.jpg[/IMG][/URL]As a rule of thumb, I think [URL="http://www.thesimpledollar.com/2007/08/23/ge tting-over-the-taboo-of-generics-and-store-brands/ "]it’s a good idea to try generic versions of products you already use, or, at the very least, try out lower end versions[/URL]. ...

[IMG]http://www.thesimpledollar.com/wp-content/upl oads/2008/08/questionmark.jpg[/IMG][I]This week, The Simple Dollar is taking a deeper look at five common personal finance debates.[/I] A while back, I posted an article entitled [URL="http://www.thesimpledollar.com/2008/07/11/ho w-to-choose-a-career-the-simple-dollar-way/"]How to Choose a Career - The Simple Dollar Way[/URL], where I advocated ...

[IMG]http://www.thesimpledollar.com/wp-content/upl oads/2008/08/questionmark.jpg[/IMG][I]This week, The Simple Dollar is taking a deeper look at five common personal finance debates.[/I] Once a day or so, I’ll get a long email from someone pouring out the details of their personal finance situation. Quite often, they’ve reached an age where they’re starting to seriously worry about retirement ...

I went to court with LVNV funding (original Citibank). In court I asked that they validate the debt and the judge told them to do so. I sent them a letter requesting what I wanted and they replied saying they were dropping the charges. I assume because they couldnt validate it. Well.....this was about two months ago and they are A.) stilll reporting on my credit report and B.) Have assigned the ...

Yesterday, Carrie made a very interesting comment in response to my review of I Don’t Know What I Want, But I Know It’s Not This : if being happy is a matter of attitude […] then shouldn’t people be able to make anything work […] by simply changing their attitude? Carrie’s question strikes right at the heart of a key question about personal development and success: is a positive ...

One of my readers related a story to me over a long conversation that, rather than posting a bunch of long quotes, I’m going to paraphrase. This reader, who we’ll call Maggie, receives an over-the-top lavish gift from her great aunt each year. Her aunt loves buying the perfect gift for everyone in her family and, because she’s well off, she can afford to spend the time and the money in ...

I get asked to review all sorts of crazy personal finance books, plans, programs, and schemes all the time, ranging from the reasonable to the completely outlandish. For the most part, all of these programs share more or less the same content. Get your spending under control, call up your creditors and negotiate lower rates (or in some cases a balance reduction), adopt a very strong debt ...