Current & Savings Accounts | Forum profile

So I've checked with the FSCS directly, by phone today: the situation presently is that the top-up scheme has no relevance to the Irish banks, since their national guarantee (for the next 2 yrs, currently) exceeds the FSCS protection level. What I was told, therefore, as the implications of this:- -In the event of the Irish Bank failing, it'd be solely up to the Irish Government to pay up. -If the Irish Government were unable to do...

I opened a 7 day notice a/c with them a few weeks ago. The quite large sum of money stayed in my 1stD current a/c for 3 weeks earning zilch. They are really slow. The 5.75% bond sounds a good deal so I'll probably have some of that too. Like you I'll not transfer it immediately. philrab -

....I've found they take approx. one week.....

... by up to 1.50% https://www.emoneyfacts.co.uk/news/savings-news.aspx?newsart... Stompa

Excellent Jon, So I can do it all my self. I didnt know about these cashback sites at all ! I did a bit of research on the internet and there is even a site which several through searches cashback sites http://www.moneysavingexpert.com/shopping/cashback-sites-com... I used http://www.cashbackkings.com/alliance-%26-leicester/bargains... in the end cause they dont charge 5/year. So I now applied for an alliance & leicester account....

If you get a savings account with them, you can get 2.25% gross AER with instant transfers. I'll be sticking with them, as they have by far the best customer service.

Does anyone know what happens to the return on NS&I Index Linked Saving Certificates if RPI goes negative? Capital is guaranteed.

Thanks, here is what I have done with it - Put 15k into a savings certificate with NSandI for 3 years tracking 1% above the RPI - I will review this after the first year The remainder I have put into PB until I've decided what to do with it - I worked out I've had a 10% return on my 2k sitting in there in the last year so maybe I'm lady luck :)

I can't help with your request for a sponsor for your A&L account I'm afraid, but for future reference there was no need to set up a temporary e-mail address or to put it in your post (which as you say is almost certain to attract spam). You will have provided TMF with an e-mail address when you registered. Any one can choose to reply to you personally via that e-mail address (without having to actually know it) as well as...

....to 2.72%...not a large amount................not To avoid unnecessary panic, let's be clear that part of this 3.12% reduction is the withdrawal of the 1.75% bonus for new savers. So presumably doesn't affect existing savers who are on a bonus rate at present ? I haven't had an email yet, but was expecting a reduction more in line with the base rate cut.