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Debt Collection Industry | Forum profile
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Forum profile page for Debt Collection Industry on http://www.consumeractiongroup.co.uk.
This report page is the aggregated overview from a single forum: Debt Collection Industry, located on the Message Board at http://www.consumeractiongroup.co.uk.
This forum profile page summarizes the general forum statistics such as: Users Activity, Forum Activity, and Top Authors, which are reported in either a table or graph below for a given reporting time period.
Additional forum profile information for "Debt Collection Industry" on the Message Board at http://www.consumeractiongroup.co.uk is also shown in the following ways:
1) Latest Active Threads
2) Hot Threads for Last Week
Warning: These statistics are generated using 'best efforts' and can experience delays and reporting errors at times. Please note that such statistics do not constitute a forum's popularity and/or exact posting volumes at any given reporting period.
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Posting activity on Debt Collection Industry:
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Week
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3 Months
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Threads:
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683
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2,643
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8,046
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Post:
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2,647
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11,023
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35,884
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Debt Collection Industry Posting activity graph:
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Top authors during last week:
user's latest post:
Lowell chasing old HBOS account...
Published (2009-11-25 14:44:00)
You could send them the 'Prove It' letter first; http://www.consumerforums.com/resour...ng-of-the-debt
user's latest post:
Capquest please help!!!! - Page...
Published (2009-11-26 11:51:00)
Yes the county court papers (which you'll need to get sworn in at the court (free) or a local solicitors (usually costs £5 for all the documents).....which show the stay. (and whatever the judge says about yesterday's decision, you are still going for section 5 of the UTCCR's in your claim....!!!) But although this is the reason for the set aside , I don't want to confuse things too much with your ongoing...
user's latest post:
MackenzieHall
Published (2009-11-25 17:36:00)
Quote: Originally Posted by JohnAMiller Well now they have written to me each and every day and also started emailing and texting me The letters are one thing but what they are doing now is harassment, by continuing a course of conduct which is a criminal offence, I wouldn't hesitate to report the matter to the Police, (not 999) and tell them that this company is harassing you, by emailing you, texting you and sending mail ever day. If...
user's latest post:
Pitbull vs Ikano / Principles / GE?
Published (2009-11-25 16:22:00)
yes and no, the cca s78n request is usually fulfilled with the statement "This is a true copy of your executed credit agreement" any statement made by a creditor with respect to s77-79 and also i believe 102-104 is legally "binding" upon him, thus if he makes this statement about the document that he has enclosed in response to the s78 request, and it contains no prescribed terms or is otherwise not an...
user's latest post:
Fairfax Solicitors demanding my...
Published (2009-11-25 12:40:00)
simply write back a say Dear fool In January I am going Bankrupt therefore your claim will be assessed along with all others, until that time I will be making no further comments or offers of payment in respect of any creditor, which may compromise my banckruptcy proceedings. yours gingy if you have a bankruptcy advisor add his/her name for good measure
user's latest post:
1st Credit - Page 3 - The...
Published (2009-11-25 17:42:00)
Quote: Originally Posted by babybear39 Well now's the time HB Yeh I know but they shut up and went away and I have enough to deal with plus I dont need (or could) get credit anyway so I let them think that a bit of cra nonsense is a fair swop for 11 grand that they cannot enforce. Hopefully, in a few months I can apply to have the cra stuff removed on the grounds that the alledged creditor is no longer a going concern . Credit Report...
user's latest post:
Cabot Hit The Bar (bad luck guys)
Published (2009-11-25 11:19:00)
hopefully a DCA ,hungrybear cleaning toilets.....a DCA employee's true calling Debt collection library Follow this link to our debt collection library. This library contains templates and advice for dealing with debt collectors who act oppressively or unfairly. This library is work in progress and will be built up over the next few weeks. 17.03.09
user's latest post:
reply to cca - please advise
Published (2009-11-25 13:22:00)
Another one bites the dust. Eat your heart out, DCA ! Debt collection library Follow this link to our debt collection library. This library contains templates and advice for dealing with debt collectors who act oppressively or unfairly. This library is work in progress and will be built up over the next few weeks. 17.03.09
user's latest post:
Robinson Way (Collecting for Cabot)
Published (2009-11-25 10:38:00)
RW collecting for Cabot. RW are also collecting for Link Financial. Make one wonder, why?
user's latest post:
Robinson Way (Collecting for Cabot)
Published (2009-11-25 10:31:00)
If R Way call again refuse to go through their security questions and put the phone down. I'm prepared to bet the farm that you would not have received the agreement as a result of that call. Always assume that a DCA phone monkey is lying to you. It's safer that way. Debt collection library Follow this link to our debt collection library. This library contains templates and advice for dealing with debt collectors who act oppressively...
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Latest active threads on Debt Collection Industry::
Started 2 days, 17 hours ago (2009-11-25 13:15:00)
by 42man
You'll need to tidy this up and number it.....and there is a link here for filling out the 6.4 - Statutory Demand on a Stature Barred Debt! Mortimer Clarke/Marlin ***WON*** The defendant totally disputes the debt and has been in dispute since 2007. This demand is completely unlawful and vexatious and in breach of CPUTR2008 moreover as the debt is in a clear dispute this constitutes a ...
Started 3 days, 10 hours ago (2009-11-24 20:02:00)
by postggj
What A Load Of Rollocks From The Leeds Loosers Again
Have They Been In Contact Prior To This
Letters From The Leeds Loosers
Do You Know What The Debt Is
Its Quite Easy To Set Asside With Costs If Real
Most Of The Time Its A Threat To Get You To Call But Must Treat With Caution
Do You Own Your Own House
Started 3 days, 13 hours ago (2009-11-24 17:06:00)
by alex2258867
Welshcake,
Without a valid cca they can't take you to court, simple as that. They must produce the document in court to secure an order against you and if there is no agreement, there is no judgement against you.
You can approach Next from a different angle to see if they can produce the document. Have a look at this thread: why you shouldnt use section 77/78 CCA 1974 if you want the ...
Started 1 day, 19 hours ago (2009-11-26 10:24:00)
by Mr Rex
Started 2 months ago (2009-09-23 09:07:00)
by Lula
To take action against anyone they have to prove that you actually owe the debt and have a legally enforcable agreement, as any agreement that they might actually "find" was executed in a different country it is unenforcable in another country.
Started 2 days, 11 hours ago (2009-11-25 18:34:00)
by NailPost
Ruthbridge can't do anything to anyone unless they go to court and persuad
a judge they have the right to collect. Everything you have been told by
Ruthbish in their letters is a load of bowlarks. The barstewards don't even
have the ability to adjust their letters to suit different circumstances.
Started 4 days, 13 hours ago (2009-11-23 16:53:00)
by dx100uk
fire off a cca request
dx
Started 1 week ago (2009-11-20 09:44:00)
by tacklebob
Sorry to bump this up but can any one help? Marlin are ringing my mobile and house phone several times a day demanding payment, despite me telling them not to. I have tried contacting YB; for to be told by them it is nothing to do with them. The debt was sold in September but I have only just received the notice of assignment so all the payments in between have not been credited. Marlin just ...
Started 2 months, 1 week ago (2009-09-17 17:45:00)
by mr.ton
Unfortunately the CRA 's are only too willing to assist DCA 's in allowing them to access credit files...
Can you ellaborate more on your situation & problem with 1st Credit ?
That way, others can advise you better. OFT action against 1st Credit Follow this link to see the action which the OFT has taken against 1st Credit...
Started 3 months, 1 week ago (2009-08-18 10:02:00)
by lickthewallfatboy
Triton are NatWest in house DCA
in other words ignore them Debt collection library Follow this link to our debt collection library.
This library contains templates and advice for dealing with debt collectors who act oppressively or unfairly.
This library is work in progress and will be built up over the next few weeks.
17.03.09...
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Hot threads for last week on Debt Collection Industry::
Started 2 months ago (2009-09-23 09:07:00)
by Lula
To take action against anyone they have to prove that you actually owe the debt and have a legally enforcable agreement, as any agreement that they might actually "find" was executed in a different country it is unenforcable in another country.
Started 3 months, 2 weeks ago (2009-08-13 11:26:00)
by lamb909
Not too sure as am new to this myself but as far as I am aware if a debt isnt paid or acknowedged for 6 years or over than the debt becomes statue barred meaning they cant collect or ask for money. Would imagine this would apply to chraging order as would think they couldn't get one so it may just be scare tactics.
Wait around for peeps with more experience though, as like I say, i'm not an ...
Started 3 days, 10 hours ago (2009-11-24 20:02:00)
by postggj
What A Load Of Rollocks From The Leeds Loosers Again
Have They Been In Contact Prior To This
Letters From The Leeds Loosers
Do You Know What The Debt Is
Its Quite Easy To Set Asside With Costs If Real
Most Of The Time Its A Threat To Get You To Call But Must Treat With Caution
Do You Own Your Own House
Started 1 week, 1 day ago (2009-11-19 15:30:00)
by woody1066
If anyone does turn up (and I doubt very much that they will) then they
have less rights than your postman. Tell them to leave and if they do not
then call the police.
Started 1 week ago (2009-11-20 15:04:00)
by hungrybear
contrary to what many think there is no address black listing. Provided you didnt have any joint credit accounts there is no financial link between you and your friends credit file will not affect yours.
stopping them sending them to you is easy - tell them this person does not live here. Now the average IQ at many of these places is a bit low so they may not cotton on.
- i still get ...
Started 6 days, 17 hours ago (2009-11-21 12:30:00)
by lickthewallfatboy
tell them he doesn't live there,and that any further correspondence on the
matter will be considered harrassment and that you will report them to the
OFT
Started 3 months, 3 weeks ago (2009-08-04 17:34:00)
by angry cat
It never ceases to amaze me that Cabot et al, will take the chance in court
for a paltry 3K!
Started 1 week, 1 day ago (2009-11-19 09:33:00)
by Hettie2
So much for an instant credit report ! They are sending a PIN which will take upto 5 days - ho hum! Credit Report Click link to open in new window.
Started 6 days, 14 hours ago (2009-11-21 15:20:00)
by jed52
There would be too many winners and the awards ceremony would go on too long. Lol.
jed
Started 1 week, 1 day ago (2009-11-19 12:56:00)
by DonkeyB
Shadowmaru - Have you had any correspondence at all from Roxburghe or HFO? Or a postcard from First Direct Logistics saying you have a package?
edigwc - Fishing. Best start your own thread!
On a general note, I notice Mr Turnbull of HFO's solicitor Turnbull Rutherford is doing a lot of his own legwork these days. Also that HFO seem to be using Roxburghe to chase debts more and more. What, ...
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