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Insurance | Forum profile
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Forum profile page for Insurance on http://www.clarkhoward.com.
This report page is the aggregated overview from a single forum: Insurance, located on the Message Board at http://www.clarkhoward.com.
This forum profile page summarizes the general forum statistics such as: Users Activity, Forum Activity, and Top Authors, which are reported in either a table or graph below for a given reporting time period.
Additional forum profile information for "Insurance" on the Message Board at http://www.clarkhoward.com is also shown in the following ways:
1) Latest Active Threads
2) Hot Threads for Last Week
Warning: These statistics are generated using 'best efforts' and can experience delays and reporting errors at times. Please note that such statistics do not constitute a forum's popularity and/or exact posting volumes at any given reporting period.
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Posting activity on Insurance:
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Week
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Month
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3 Months
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Threads:
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40
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149
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388
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Post:
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127
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431
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1,210
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Insurance Posting activity graph:
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Top authors during last week:
user's latest post:
homeowners insurance help[ -...
Published (2009-11-26 14:13:00)
I considered being somewhat "brutal" in my reply, but the tryptophan was starting to kick in...zzzzzzzzzzzzzzz! Happy Thanksgiving 1c! Remember...the average response time to a 911 call is 4 minutes. The response time of a .357 magnum is 1400 feet-per-second.
user's latest post:
Jay Hodges - Forums powered by...
Published (2009-11-25 19:44:00)
World is just speculation on my part, no basis in fact. I heard about the Aetna layoffs from one of their competitors. expect a lot of shakeups over the next 18 months or so regardless of what happens in DC. The doctor is in. Five cents please.
user's latest post:
No axe for me. - Forums powered...
Published (2009-11-25 17:11:00)
I don't know what to tell you. Most of my friends ARE liberals and all of them work or, if retired, used to, and on the whole, I never heard much begrudging.
user's latest post:
Health care passed senate -...
Published (2009-11-24 13:48:00)
In reply to: but study after study shows that Medicare continues to deliver overall services for about 15% less than the private sector insurance. Wow!!! What a surprise. Seeing that Medicare reimburses at about 81 cents for every dollar of the private sector reimbursement, they should deliver the services for less. Medicaid reimbursements are even lower than that.
user's latest post:
Jay Hodges - Forums powered by...
Published (2009-11-25 16:08:00)
A few were written in 2008 b/c the rates were so dang low and they were by request only. Word of mouth spread etc. and more calls came in. That's an interesting concept about World buying them. That would work just fine. Aetna had a huge layoff last year AND just announced another. Insider acquaintence I have keeps me informed...but nobody is supposed to know about the latest cuts yet. Shhh... Follow your dreams...except the one where...
user's latest post:
No axe for me. - Forums powered...
Published (2009-11-23 19:24:00)
Unless you call going broke dire... A society that puts equality...ahead of freedom will end up with neither equality nor freedom. Milton Friedman
user's latest post:
Health care passed senate -...
Published (2009-11-24 19:42:00)
I find it interesting that even studies performed by CAHI (Council for Affordable Health Insurance), which is principally engaged in protecting the private insurance industry, estimates Medicare administrative costs at under 5% while private insurance costs run anywhere from 6% plus to over 16%. A 2006 CBO report showed that Medicare Advantage Plans spent just over 83% of their funds on medical delivery, with about 10% going to non-medical...
user's latest post:
High Deductibles, HSA, &...
Published (2009-11-24 22:10:00)
Without reading the fine print, if it covers all outpatient (office visits/lab/xray/MRI/CT Scan/etc) for illness or accident up to $2500 with no deductible, then it sounds well worth it for $13. Sounds a little too good to be true to me to be honest.
user's latest post:
Annuities - Forums powered by...
Published (2009-11-19 22:07:00)
Hello, I have been working with annuities and retirement for years. I can offer you some free advice and companies. An annuity is still a highly viable option for many reasons while achieving your specified goal. There are some products currently yielding enough at this time to meet your desired income. I will help you freely dana9482@aol.com
user's latest post:
No axe for me. - Forums powered...
Published (2009-11-25 13:28:00)
I have never met a Liberal that did not begrudge putting in a days work to EARN something. It never ceases to amaze me how dirt poor foreigners come to this country, get an education and build wealth, while Americans who have lived here for generations cling to their dirt poor ghettos and trailer parks waiting on the Govt to give them something. I am by no means wealthy, but what little I came because I got a job and went to work, and THEN, i...
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Latest active threads on Insurance::
Started 1 week, 1 day ago (2009-11-20 19:40:00)
by PLagent
If you're going through financial hardships that may give you reason to fabricate a loss like this. Not saying you did, just answering your questions about the company's motivation. Actually, I thought your post was going to be about something else- your policy's limitation for business personal property.
Started 3 days, 6 hours ago (2009-11-25 22:18:00)
by fuzz1228
Allstate, State Farm, Nationwide, Farm Bureau, or an independent agent that represents multiple companies. How's that for starters? Remember...the average response time to a 911 call is 4 minutes. The response time of a .357 magnum is 1400 feet-per-second.
Started 4 days, 18 hours ago (2009-11-24 10:38:00)
by somarco
American Community? The doctor is in. Five cents please.
Started 5 days, 12 hours ago (2009-11-23 16:31:00)
by smansfield
My sentiments exactly. My daughter is a tenth grader this year and has fallen in love with Chemistry. She expressed interest about possibly becoming a doctor. I told her I don't recommend it unless she is doing it for the love of medicine. It amazes me how those that are for this plan accuse those against it of having some type of secret motive. That they ...
Started 3 days, 17 hours ago (2009-11-25 11:25:00)
by ZhuZhu
I have compared their auto rates over many years and my State Farm always beat them. Amica recently quoted me a rate beating State Farm so I switched. Don't know about homeowner rates. I have stated before that I believe the military exclusivity is a gimmick since non dependent family members are also eligible.
Started 2 weeks ago (2009-11-14 12:58:00)
by somarco
I can't say anything one way or the other about the Cigna DHMO. more familiar with Humana DHMO. Aetna has a fairly strong network as well. given the size of Cigna my guess is they have a decent size network as well. Henrius doesn't like them, so if he sees this thread he will have his input. personally, I have several clients on the Humana DHMO and they seem ...
Started 5 days, 5 hours ago (2009-11-23 23:30:00)
by bellaray
Supplementing the high deductible with the GAP would not conflict with the HSA. You don't necessarily have to use the HSA funds for the deductible. Your HSA funds could very well be used to pay for medical expenses other than a deductible, i.e. eye care, dental, co-pays, ER co-pays, ambulance...etc. It is your account, and you decide where the HSA funds go. "Do...
Started 5 days, 17 hours ago (2009-11-23 11:31:00)
by somarco
actually, it did not pass the Senate. what they voted on Saturday PM was to begin debate on the bill before putting it to a vote. if the reach a consensus the bill will go back to the House, then back through the Senate before going to the Prez for signature. we are not there yet, but as long as Congress see's fit to buy as many votes as possible from shameless ...
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Hot threads for last week on Insurance::
Started 5 days, 17 hours ago (2009-11-23 11:31:00)
by somarco
actually, it did not pass the Senate. what they voted on Saturday PM was to begin debate on the bill before putting it to a vote. if the reach a consensus the bill will go back to the House, then back through the Senate before going to the Prez for signature. we are not there yet, but as long as Congress see's fit to buy as many votes as possible from shameless ...
Started 4 days, 18 hours ago (2009-11-24 10:38:00)
by somarco
American Community? The doctor is in. Five cents please.
Started 5 days, 12 hours ago (2009-11-23 16:31:00)
by smansfield
My sentiments exactly. My daughter is a tenth grader this year and has fallen in love with Chemistry. She expressed interest about possibly becoming a doctor. I told her I don't recommend it unless she is doing it for the love of medicine. It amazes me how those that are for this plan accuse those against it of having some type of secret motive. That they ...
Started 3 days, 6 hours ago (2009-11-25 22:18:00)
by fuzz1228
Allstate, State Farm, Nationwide, Farm Bureau, or an independent agent that represents multiple companies. How's that for starters? Remember...the average response time to a 911 call is 4 minutes. The response time of a .357 magnum is 1400 feet-per-second.
Started 5 days, 5 hours ago (2009-11-23 23:30:00)
by bellaray
Supplementing the high deductible with the GAP would not conflict with the HSA. You don't necessarily have to use the HSA funds for the deductible. Your HSA funds could very well be used to pay for medical expenses other than a deductible, i.e. eye care, dental, co-pays, ER co-pays, ambulance...etc. It is your account, and you decide where the HSA funds go. "Do...
Started 1 week, 1 day ago (2009-11-20 19:40:00)
by PLagent
If you're going through financial hardships that may give you reason to fabricate a loss like this. Not saying you did, just answering your questions about the company's motivation. Actually, I thought your post was going to be about something else- your policy's limitation for business personal property.
Started 2 weeks ago (2009-11-14 12:58:00)
by somarco
I can't say anything one way or the other about the Cigna DHMO. more familiar with Humana DHMO. Aetna has a fairly strong network as well. given the size of Cigna my guess is they have a decent size network as well. Henrius doesn't like them, so if he sees this thread he will have his input. personally, I have several clients on the Humana DHMO and they seem ...
Started 1 week, 5 days ago (2009-11-16 06:47:00)
by Kalebasveggie
This is ridiculous. What if you take public transport, taxi or get dropped off and leave your car at home? This agent is full of it. I would look for another one. ------------ John Galt sank his ship and went down with his entire crew.
Started 3 days, 17 hours ago (2009-11-25 11:25:00)
by ZhuZhu
I have compared their auto rates over many years and my State Farm always beat them. Amica recently quoted me a rate beating State Farm so I switched. Don't know about homeowner rates. I have stated before that I believe the military exclusivity is a gimmick since non dependent family members are also eligible.
Started 1 week, 1 day ago (2009-11-20 11:48:00)
by Kalebasveggie
You should ask yourself first: Do I want to destroy the relationship with neighbor by sueing her? What evidence do I have? Is my expert credible? What reliable sources do I have that support my claim (for example take it to Carmax for an appraisal) ? Often when you drop the "legal" bomb they will stop working / talking. You might have lost your battle. --- John ...
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