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just barely making it now. may have to change fields. I understand there is good money in Amway. The doctor is in. Five cents please.

I could understand if the policy was a key person policy, which usually is a multiple of sales generated by that key person. However, with the OP no longer an employee, I fail to understand why the contract is still in force. Remember...the average response time to a 911 call is 4 minutes. The response time of a .357 magnum is 1400 feet-per-second.

You were definately scammed. Trouble is your policy doesn't have a provision for being scammed. Your policy will talk about theft but it doesn't consider a theft being where you deliver the vehicle to the thief. Did you give the person a bill of sale? Edited by tbynum on 11/06/09 10:30pm (server time).

"Where is arson excluded on a policy" Sorry If the insured perpetrated the act A society that puts equality...ahead of freedom will end up with neither equality nor freedom. Milton Friedman

I think that is a question of general law, the maxim that "Noone can benefit by his own wrong". No clause in the policy is required.

---What is the catch and is it a good company? --- It's a great company ...if your goal is to ripoff your friends and relatives by steering them towards high commission trash investment products after you receive a quickie certificate claiming that you are now an "investment advisor". The company stays in business by using YOUR family relationships and friendships to unload a poor investment product . After you sell, to family...

I think that you do not need this, if you have proper term life insurance in place as part of your overall financial plan (which include term life, long term disability, health insurance, saving for retirement, staying out of debt, save for kids college, etc). "entitlement" is a strong word for a rip-off policy. The mortgage company sold your name to the insurance company. They can deny you for no reason, so much for entitlement. In...

Wow, I did not know that. Here in CT, HO-3 is the standard. If my ancient memories are correct, I think a HO-2 gets ya' fire, lightning, theft, wind, hail, aircraft, riot, vehicles, explosion and smoke for perils....

In reply to: as drug company revenues are squeezed there is less likelihood of research for new and better medicines. We will likely have lots of cosmetic medicine coming from the R&D; things that are outside of the traditional medical insurance coverage - at least we won't have wrinkles!

Bob, in keeping with Obama-care, your charge for advice has been reduced the mandatory 20%, you can only charge 4 cents now.