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Thanks for the clarifications Ceevee and Okami. So chances are I was getting charged on my old card too but never noticed.

g-force wrote: I just arrived and found my banking experience to be less than satisfactory. The working culture here is obviously affecting customer service that we are used in the west. Incidentally, I tried to exchanged my money from at China Trust the other day, the moment they told me that will charge an additional $300NT for $400 US as part of the transaction fee, I said no thanks and left. Well all banks charge a fee to send T/T's...

Absolutely - I opened my account with 10K US$ and then put the lot into (cough) Citibank stock last December.....never said I get everything right! If you have less than 10K investing directly in T-bills may not be the smartest move IMHO.

TheLostSwede wrote: This sound strange though, shouldn't that just be on cash advances and not purchases? I never got charged extra on my credit cards in the UK cause I was in Europe or the US, not that I can remember anyhow. No, most of us are indeed not charged on our overseas cards as exchange rates and yearly fee’s make up for that. In Taiwan, where the majority of locals has 5 to 10 credit cards, each one benefitting of free...

Maoman wrote: yuli wrote: I wasn't around when this discussion took place, and I don't know whether the OP is still around now... He, er, I mean she, is still around, but with a different username. And gender. Well, never mind gender (one of the nice advantages of using nicknames on public forums is that you aren't stuck with one gender) And i couldn't/can't tell the OP's gender, but it is not important to me at...

http://blog.asmartbear.com/business-plan.html The above is titled Don't Write a Business Plan and I think it makes some very good points. I saw tons of stuff about writing a business plan when I started and how important it supposedly was. But most of that turned out to be questionable. Contrary to most advice, I made a simple one year plan based on prices and the number of clients needed at that price to become profitable. I then made...

The problem I see with most business plans is that they are too rosy and fail to take in account for bad things. What do you do if you your business is losing money or if your business is only breaking even? What's your exit strategy? Businesses fail enough or are stopped for any number of reasons and having an orderly plan in place can be crucial for you to get through a rough period like that. There's also the simple fact that you...

Thanks much for the speedy replies. I have an APRC, not work connected, plus a Foreigner's Work Permit from six years ago (with no expiry date that I can see), so I think I am covered to compete in the open market. Hope so anyway. Thanks for the tips, Fox. I see now that I could have been much better organized. Kind of got badgered into the job.

Sandman is right, too. You need to be able to do the work legitimately.

<<Posted this in business directory by mistake, feel free to remove that double-posting>> I just wanted to share my experience with Enspyre. I started using their telephone answering service a couple of months ago, and if you are a business struggling to keep up with calls or just wanting to free up some time to do other things whilst staying professional, I highly recommend you look into the services offered by...