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What are you talking about the insurance company "getting out of paying" - damage to somebody else's car, or injuries your son caused to the people he hit? Their "getting out" would be premised upon the terms of their policy, and would not result in criminal charges for any form of auto theft. You can put their insurance company in touch with your insurance company, and hope that everything's covered.

Appreciate any advise. Thx.

Thanks aaron for the clarification.

My question involves insurance law for the state of: Tennessee I was involved in an accident back in August of 2009. I hit the person in front of me as I was changing lanes at a low speed. I found out shortly after that my insurance had lapsed so I wasn't covered for that accident. I took pictures of her vehicle and my vehicle. She didn't have any damage to her vehicle and my reflector from my front turn light broke. The police got...

My question involves a traffic accident in the State of: Iowa My son (18) rear-ended a stopped vehicle on a busy highway. He was driving his girlfriend's car (she is 17 and was not with him at the time - she was at our home and had sent him out to get her some food). No one was hurt. The car he hit sustained $3,000 in damage. The car he was driving is totaled; it was a 1992 Jeep SUV and was insured by her parents for liability only. Its...

My question involves insurance law for the state of: California I was waiting on the far left lane at a red light. The light turned green so i slowly released the brake and I wanted to change lanes so i turned my signal light on looked back and *thump* my front bumper kissed the Drivers' car in front of me. there was a left turning next to us so i changed onto there and so did the driver we went into the gas station parking lot and...

. this is only a guess but what I suspect is: the payment sent to you was in response for your demand the money they are now attempting to collect is the money spent to pay for their clients damages. the total loss settlement on the check you got was your release against them for all losses (at least that was their intent) --- I would look to the letter to help clarify the situation. They paying your loss does not automatically mean they...

No agreement was signed. After we submitted our claim we refused any negotiating, and let them assess our vehicle. Once that was done we received a check in the mail that had in the memo field "total loss settlement". I wasn't until December 08 when they attempted to collect 1800 on that claim were we made aware of any other debt owed. I had submitted copy of the check to the lawyer trying to collect the debt and never...

Unless they decide to send you a letter detailing their claim, something that may or may not happen, the only way to find out what they're claiming is to ask them. You can call and ask without making any admissions of fault, although it seems pretty clear that you were at fault.

The insurance company is not a party to the lawsuit. The plaintiff sues the allegedly at-fault party, and the defendant turns the claim over to her insurance. However, insurance companies to like to see police reports for accident claims, and insurance contracts often set time limits for reporting accidents to the insurance company.