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Debt Collection | Forum profile
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Forum profile page for Debt Collection on http://www.laborlawtalk.com.
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user's latest post:
Judgement paid 2 years ago,...
Published (2008-11-25 07:57:00)
If it was a business debt then you cannot use the FDCPA as a possible remedy. You should still look to any state law remedies you may have. These vary greatly from state to state, but if there is a violation of state law you may be entitled to damages. Being limited to state law, you'll need to consult a local attorney to get accurate advice. Chris Gonko Scrimshire, Martineau, Gonko & Vavreck, PLLC
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Latest active threads on Debt Collection::
Started 1 week ago (2008-11-25 07:57:00)
by cgonko
If it was a business debt then you cannot use the FDCPA as a possible remedy. You should still look to any state law remedies you may have. These vary greatly from state to state, but if there is a violation of state law you may be entitled to damages. Being limited to state law, you'll need to consult a local attorney to get accurate advice. Chris Gonko Scrimshire, Martineau, Gonko & ...
Started 1 week, 5 days ago (2008-11-19 22:50:00)
by Hilltater
I am trying to figure out if my student loan is a Private or Federal loan. Everyone I have talked to says that a cosigner is not needed for a Federal loan. Is this true? Because I was required to get a cosigner before I could get the loan. Any thoughts would be greatly appreciated.
Started 2 weeks, 1 day ago (2008-11-17 09:01:00)
by 1gringo1
Me and my wife owe 2 separate accounts to Western Dental, mIne is about $600, and the wife is about 1600.00. Due to some severe issues with debt, lack of money to pay (about 44,000 in debt), I SPOKE TO THE MANAGER of the western dental. I told her all I could pay was 30.00 per account until account was paid or unless I HAD EXTRA INCOME. She stated that was fine, could not give me anything in ...
Started 2 weeks, 4 days ago (2008-11-14 08:21:00)
by cgonko
You're getting in over your head. These are not they types of questions that anyone here can adequately answer on a list serve. Civil procedure rules, and the ramifications for not adequately or accurately responding, vary greatly by jurisdiction. I strongly recommend you consult an attorney in your area for this. Also, is the creditor directly bringing the claim without using legal counsel?...
Started 3 weeks, 1 day ago (2008-11-10 07:24:00)
by VeterinaryGroup
Are collection's agencies permitted to call an employee at the work place? Several times individuals have called looking for an employee, regardless of whether this employee is on shift or not. They usually leave contact information for the employee to call them back at (which I informed the employee that they must do on their own time). But these calls are fequent, and while I know ...
Started 3 weeks, 5 days ago (2008-11-05 17:59:00)
by spicegirl326
My hospital that I worked at shut down and all employees were laid off. This was 13 days before my baby was due. I was able to get on my husbands insurance, however; we are responsible for 10% of the bill. I am on unemployement and can only afford to pay $25.00 a month and I owe $677.00. I called to set up a payment plan and they said, that they cannot accept $25.00 a month, but that they ...
Started 3 weeks, 5 days ago (2008-11-05 17:19:00)
by VeterinaryGroup
I recieved a seopena for employment information on one of my employees from a collection agency for a credit card company. I sent back simply the " public access" information about the company, but did not release any personal information on the employee (addresses, direct deposit account info, etc.). There was some debate as to whether it was a real seopena, or just a big scare tactic type ...
Started 4 weeks ago (2008-11-04 01:02:13)
by Marketeer
You can't sue for what might have happened. You can only sue for actual damages and, at this point, you don't have any. You need to notify the collection agency in writing that you dispute the bill under the Fair Debt Collection Practices Act. http://www.ftc.gov/bcp/edu/pubs/cons...dit/cre18.s htm
Started 1 month, 1 week ago (2008-10-21 14:11:00)
by dontbl8
I am being sued by AA LLC. for a credit card that I never applied for or used. I spoke with an attorney and he said I need to fight the case as though I do owe the money, but to never admit that. What is he talking about? I don't owe the money and I don't know what to do. I DO NOT have the money for an attorney. Can anyone give advice please. Thank You
Started 1 month, 2 weeks ago (2008-10-17 00:55:00)
by nicolehale
Wow that was great...Yes you have to dispute it with all three individually...
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Hot threads for last week on Debt Collection::
Started 1 week ago (2008-11-25 07:57:00)
by cgonko
If it was a business debt then you cannot use the FDCPA as a possible remedy. You should still look to any state law remedies you may have. These vary greatly from state to state, but if there is a violation of state law you may be entitled to damages. Being limited to state law, you'll need to consult a local attorney to get accurate advice. Chris Gonko Scrimshire, Martineau, Gonko & ...
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