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Quote: Originally Posted by slowbird VifferFun has alot of insurance knowledge and is slightly biased since he works for 'em....but everyone has their opinion. Him and I have (and will probably always) have our disagreements Maybe my friend here at work is one of the few that hasn't gotten caught? Some people get away with things while others get nailed almost instantly. Yes, I work for the insurance industry, but I try my best not...

Quote: Originally Posted by mr.fizz still not bad for a SS at 21 yo. i guess in quebec rates are generally better than ontario. yeahh... according to my insurance company and quebec, I live in Montreal. ...but I live in Toronto. Winter is pointless.

I am keeping the Viffer. My intention was to buy a well used litre bike to do some track days next summer. I came across an AD where the seller needed to sell the bike ASAP and the best offer takes it. I provided an offer $1500 below his asking price and it was accepted. I now have a 2000 RC51 with 12,500KM in mint shape but I don't want to track it....it is in too nice a condition to take a chance on the track.

^^^ point and case I wonder what VifferFun has to say

Quote: Originally Posted by 250Rocket But then again, everything's more expensive in ontario, except maybe wine We need cheaper wine, because the women here are much colder, so you need a lot more wine before... you figure it out

Quote: Originally Posted by VifferFun I'm not sure about the situation where you don't even have a license yet, since you wouldn't be able to buy full coverage. Most insurers have no interest in insuring bikes without road coverage. I've had a G and vehicle coverage for a while. My place doesn't insure bikes, but I will try the links above. Thanks for the reply.

Quote: Originally Posted by r6_ yeahh... according to my insurance company and quebec, I live in Montreal. ...but I live in Toronto. Winter is pointless. wait what? u live in toronto now but insured in montreal? lol

Quote: Originally Posted by adri Cool, that gives a little bit better of a comparison. Looks like you're still paying roughly 680 a year altogether vs. my 1060 per year. $400 less But then again, everything's more expensive in ontario, except maybe wine

I'm amazed at the number of know-it-alls in this forum. Well, like my Mom always said, no sense getting into a battle of wits with an unarmed person. I'll remain silent on this one.

Sorry guys i was/am going through a hard time and the insurance thing is just a small part of it! I was in a bit of a rage when i wrote this! My reneul is in March and if it go's up like i think the thiefts will i will just cancel and my 98 TLR1000 will be a track only bike!