American Express Membership Rewards | Forum profile

Quote: Originally Posted by S.Bling it's a "late fee" as you said. Not "interest" Point taken. Nonetheless, I can understand that if there is no finance charge until 50/60 days, be it in the form of interest, fees or penalities, people could interpret this to mean that payment in that timeframe is within terms. American Express invites this type of reasoning by publishing a "please pay...

Quote: Originally Posted by S.Bling and there's no "qualify" anymore, it's been reverted to invitation only. So being able to reallocate 250k of business charges to a personal plat will not enable you to phone in and ask to be given a new personal cent - even if you do agree to be docked again for the 5k initiation. I would wait patiently until one day they quietly decide to allow conversions again (may be a few...

Quote: Originally Posted by mia I can understand that if there is no finance charge until 50/60 days, be it in the form of interest, fees or penalities, people could interpret this to mean that payment in that timeframe is within terms. I do understand your point, that American Express requires payment within 30 days even if there is no immediate penalty. I think I also understand the historical rationaile for the ambiguity. The cardholder...

Quote: Originally Posted by mbreuer I'm thinking buy a lottery ticket and use the winnings to pay full price Great idea! I'm going to wait till I'm hit by lightning and then rush to my computer.

Hello all, I apologize if this is a stupid question, but here goes. When I go to the bonus points mall, I see we now earn 4X points and 6X points until the end of the year. Does this mean that I am earning 4 times the usual number of points? Or am I earning 4 points? For example, if Apple.com usually pays 2 points for every $1, will I be earning 4 x 2 = 8 points per dollar spent or only 4 points per dollar? My other question is can I go...

Quote: Originally Posted by Centurion Most Centurion agents will even tell you they can book you cheaper at a non FHR -benifit rate. At least they did in the past. In the past, I had (albeit rare) success having them offer to call the property to see if a lower rate may be combined with the FHR benefits. Quote: Originally Posted by Centurion Old news and many threads on this topic already. The majority of the time you can find cheaper rates....

Quote: Originally Posted by S.Bling Sorry, but you're making assumptions and deductions which are mistaken. As numerous people have told you, including Amex themselves - this is not true. If you don't pay by the time your next statement closes (30 days from the closing date of your current statement) - you are overdue. Whatever fines they choose to assess or not does not mitigate the fact that your account is past due and you are in...

Quote: Originally Posted by S.Bling Sorry, but you're making assumptions and deductions which are mistaken. As numerous people have told you, including Amex themselves - this is not true. If you don't pay by the time your next statement closes (30 days from the closing date of your current statement) - you are overdue.... This has absolutely NOT been true for the Plat I hold. If I missed a billing cycle, I was given to the end of...

Quote: Originally Posted by divemistressofthedark ??!! This is the first I've heard that coupons negate AMX car coverage - glad I read it here, since I'd be pretty irked if I used one and got soaked on a claim. Any further info on this appreciated! (not that I've *ever* had to file a claim due to an incident with a rental car - knock on wood) It has been reported on this forum and I also reconfirmed it 3 days ago with Amex. If...

Actually you often CAN NOT DO A COLLECT CALL when you are traveling. Because the majority of public phones are owned by private companies that charge so much amex blocks the collect call request. (simplified but true) Even most United States airports have succumbed to the easy money offers these sleazy private telephone companies pay just to have the phone location