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In every state I am aware of an agent must disclose they hold a real estate license in every real estate transaction (as well as all other disclosures required by the state). However, laws vary by jurisdiction. You should check with an attorney in your jurisdiction for advice on the laws of your state.

If the appraiser has submitted the appraisal to the FHA system, it doesn't matter how many comps or other appraisals you get, this appraised value stays with the house for 6 months for an FHA loan. If someone knows how to get an appraisal thrown out of the FHA system before the 6 months, pls let me know; it could come in handy.

I can see only one possible way that this would be a "legal" issue, and that is if it was blatant racial discrimination and you had substantial evidence to prove it.  Other than that, it is not just about the money... there are many other factors sellers consider when accepting an offer, such as "contingencies", and "closing date", and "credit history", or even promise to maintain a tree of...

And only someone VERY arrogant could think that she has the right to make decisions for Zillow or other people - considering your profile. viv, could not agree more!

Century 21 misrepresented a listing, and when it came down to the title clearing - it just didn't.  A second mortgage was "discovered".  Well, I find I'm out a couple grand for a house that I could have never bought for the listing price.  This doesn't seem right to me, but I'm not really sure what to do.  My realtor is also a Century 21 realtor, and I believe her loyalties are...

Sure you can qualify as long as you meet the other criteria. You can take a look at them  here . If your wife owns another house already or is not a first time buyer, you might not qualify for the first time buyers credit since the IRS treats married couples as a financial unit for the purposes of the credit. If that is the case, you might still qualify for the repeat buyers credit if your meet the qualifications. You can read more...

Thanks again to everyone for their responses.  In the end we accepted their asking price and got the closing money we were looking for.  The 4k wasn't worth losing the house over and the sellers had already come down from the original list price of $160k. For now, it looks like we got a deal, its really everything our family is looking for (location, size, etc).  I appreciate the advice and again thank...

ROFLMFAO!!   My kids are being educated in the same town that Viv lives in and apparently they believe the moon landing was real......to the best of my knowledge they seemed sincere in that belief and in an effort to not confuse them I did not provide any detail or reasoning for why I asked them even though they laughed at me and scolded me for asking them something that I as their parent and an older person...

"Viv: I want to buy you lunch at Vintage 50.....I think you would be pleasantly surprised by who I am.  You can invite a colleage.....your offices are in the same building correct?  I am willing to play on your turf.  My closing was there when I sold my home in 2004, the offices were spanky new.  I am willing to reveal myself to you......you will see I look much like my avatar.....except for...

Banks are not likely to accept an offer with a sale of your current home contingency.   But, it doesn't hurt to try.   I'm assuming you already have your current home on the market, if not, don't bother to try.