Student Loans | Forum profile

Not true. The interest accrues while you are in school. It's not just tacked on at graduation. What you can do is is pay the interest, along with the principal if you'd like, as it accrues while you're in school. This would prevent the interest from being capitalized at the end of your grace period. If that happens, the interest is added onto the principal and you start paying interest on interest... That might be what your...

i havent pulled my cr in a while. last time i did, it was just a confusing mess. it looked like some of the loans were showing up more than once, some werent showing up at all, and i cant figure it out! the rest of my cr is mottled with small baddies that i can fix or dispute. i had a bk about 8 years ago, and i managed to get that off my reports years ago with a dispute! i have one judgement that i disputed and got removed...

QUOTE (Saria @ Dec 2 2009, 10:51 AM) QUOTE (thisyear @ Dec 2 2009, 02:44 AM) QUOTE (thisyear @ Nov 30 2009, 03:54 PM) QUOTE (sweetangel @ Nov 30 2009, 11:42 AM) Wells Fargo Education Connection Loan https://www.wellsfargo.com/student/undergrad/ Wells Fargo Education Connection® Loan You can borrow up to the cost of your education (tuition, room, board, books, etc.), minus...

This Thread is giving me "Courage" to not Consolidate, and instead Rehab (as i did last year, do it one more time i guess) my NJ HESAA Loans.. that will make AES/PHEAA (which i have) go away!!! IIRC: Guarantor = AES/PHEAA.. they GO AWAY when the loan is REHABBED Lender = NJ HESAA ... IF i get a Payment Plan and REQUEST REHABILITATION with them, then THEY will update my GOOD PAYMENT STATUS of 9 or 10...

Hi, I am new to this forum I searched and didn't find anything relative to what I need to know so I was hoping someone could help me out. I applied for a forbearance only to check my statement a few months later and realized it never took effect! Is there anyway I can contest this? other then this my credit is flawless is there anything I can do to help my situation? Thanks in advance for anyones help. Let me also add im trying...

First and foremost, Pell Grants are grants, not loans. They do not need to be repaid. Pell Grant Rules . You need to get an accounting of EXACTLY what you owe. Find out what and who you owe through The NSLDS . Call the USDE again and ask for an account of your loans, balances at default, balances when transferred and to whom they were given.

I have reached a settlement to pay my defaulted Student Loan in full. Once paid how long will it take to be removed/updated in the CAIVRS system? Thanks.

The DOE won't deal with you unless the CA does something wrong and you go through the channels. Then, in some cases, the will pull the loans back and service them directly. You have a couple of options. You can contact an ombusdman to can help you make sure this is legitimate and set up properly. Or you can find out who the SL liaison is at the CA and contact that person with your concerns before going any further. In any event, even if...

I am approved for an unsubsidized stafford loan which I have yet to actually take out, since I am definitely not a fan of paying interest. However, I heard from someone that if I take out unsubsidized staffords, then pay off the balance before graduation, then I am no longer responsible for any of the interest that has accrued over that time. I can't find any resources that explain the benefits of paying off a balance in this manner, and...